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West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

4.75
(144)
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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and...... Show More
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Overall Ratings
4.75
(144)
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  • 5.0
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    H
    Hector P
    Posted on February 1st, 2026 07:52 PM
    Andrew was really professional and made the process really easy . I never felt pressured and he answered every question I had . He communicated at a high level and kept me in the loop. I would highly recommend him to anyone looking to refinance...
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  • 5.0
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    A
    Austin B
    Posted on January 29th, 2026 08:31 PM
    Andrew made it really nice and easy to refinance my house. I felt overwhelmed and lacked in knowledge and he did a great job answering all of my questions and helping me figure out of this was a good option for me. He then kept me updated the...
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  • 5.0
    SFTP
    C
    Christopher C
    Vancouver, WA
    Posted on December 21st, 2025 05:31 PM
    Andrew worked with me to get the best rate for my dollar. When we hit issues, which almost always haopens he did a great job adapting to the situation.
  • 5.0
    SFTP
    M
    Matthew G
    Santa Rosa, NM
    Posted on June 11th, 2026 07:24 AM
    Andrew was always available to answer my many questions. Easy to reach he made me feel like I was going to get through the process as quick as possible. Most importantly he reached out to me just before I was about to sign up for a cash out...
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  • 4.75
    SFTP
    S
    Samantha R
    East Petersburg, PA
    Posted on June 10th, 2026 04:09 PM
    Easy process, quick responses, and very willing to help.
  • 4.5
    SFTP
    S
    Suzette S
    REDLANDS, CA
    Posted on May 25th, 2026 04:01 PM
    Easy process
  • 5.0
    SFTP
    C
    Consepcion L
    STOCKTON, CA
    Posted on April 27th, 2026 12:19 AM
    Andrew was great all the way, very honest Throughout process and very communicative, thank you
  • 4.5
    SFTP
    A
    Anne P
    HUDSON, NH
    Posted on April 15th, 2026 04:05 PM
    Andrew was straight forward and was able to answer any question. easy to work with and very responsive.
  • 5.0
    SFTP
    B
    Betty R
    Albuquerque, NM
    Posted on April 14th, 2026 02:27 PM
    the loan gor approved
  • 5.0
    SFTP
    J
    Jose A
    FAIRFIELD, CA
    Posted on April 3rd, 2026 05:48 PM
    Andrew was straight forward answered all questions great customer service
  • 10 of 261
    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    242
    /850
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing