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West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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  • ManualUpload
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    Hector P
    Posted on February 1st, 2026 07:52 PM
    Andrew was really professional and made the process really easy . I never felt pressured and he answered every question I had . He communicated at a high level and kept me in the loop. I would highly recommend him to anyone looking to refinance...
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    Austin B
    Posted on January 29th, 2026 08:31 PM
    Andrew made it really nice and easy to refinance my house. I felt overwhelmed and lacked in knowledge and he did a great job answering all of my questions and helping me figure out of this was a good option for me. He then kept me updated the...
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  • SFTP
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    Christopher C
    Vancouver, WA
    Posted on December 21st, 2025 05:31 PM
    Andrew worked with me to get the best rate for my dollar. When we hit issues, which almost always haopens he did a great job adapting to the situation.
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    Leanne H
    Murrieta, CA
    Posted on July 25th, 2026 03:34 PM
    Andrew was professional, prompt and easy to work with. Whenever I had a question, he would address them right away.
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    John M
    GUSTINE, CA
    Posted on July 25th, 2026 03:02 PM
    Andrew went out of his way to help us get the best loan available, was always available and very courteous. The whole process was easy and quick, and all done online. so much better than a traditional bank, I would recommend this process to...
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  • SFTP
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    Luis C
    HESPERIA, CA
    Posted on July 18th, 2026 02:37 AM
    customer service, swift response, and fast payout
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    Nathan C
    Fullerton, CA
    Posted on July 10th, 2026 02:04 PM
    easy, fast and great communication
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    Melvin N
    PORTALES, NM
    Posted on July 3rd, 2026 02:07 PM
    Andrew, didn't give up and helped get our paperwork in order with our DEED! Andrew loves his job and helping peopl! WCL is blessed to have him!!
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    Diana S
    SANTA FE, NM
    Posted on July 1st, 2026 12:22 AM
    Very easy application process. Andrew was great at explaining the product and answering my questions. Received the loan really fast after closing. Andrew was also sympathic with my sort of strange situation with my ex, and he was always willing...
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    Matthew G
    Santa Rosa, NM
    Posted on June 11th, 2026 07:24 AM
    Andrew was always available to answer my many questions. Easy to reach he made me feel like I was going to get through the process as quick as possible. Most importantly he reached out to me just before I was about to sign up for a cash out...
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    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing