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West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Reviews from Web
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    Pamela S
    Tustin, CA
    Posted on May 29th, 2021 03:31 PM
    Andrew Encinas! New American! The entire experience was professional, up front, transparent, informative, friendly, proficient, hassle-free, expedient. I will never use another lender and will always refer New American to my clients and friends....
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    Richard C
    Huntington Beach, CA
    Posted on April 22nd, 2021 01:30 AM
    Andrew was supportive, answered all our questions in a timely manner. Excellent service. Speedy and easy process with Andrew and New American Funding. Thank you
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    William G
    Long Beach, CA
    Posted on April 19th, 2021 07:31 PM
    As always, Andrew Encinas has provided excellent customer service. Thanks Andrew for making this happen. Will definitely recommend you and New American to friends and family!
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    Frank B
    Downey, CA
    Posted on March 24th, 2021 04:22 PM
    Andrew was very professional and answered all the questions that I had and always responded back quickly.
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    Chadwick P
    Posted on March 5th, 2021 01:11 AM
    My only negative interaction during my entire refi process was with Andrew. His tone was rude and very condescending. Completely unacceptable, unprofessional and if it wasn’t for Kevin saving the refi, Andrew alone would have been able to be...
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    Debra G
    Colorado Springs, CO
    Posted on February 28th, 2021 05:51 PM
    Andrew is always very prompt at responding and providing information when asked. You made the process for a refi very easy.
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    Rosalia P
    Mission Hills, CA
    Posted on February 22nd, 2021 04:54 PM
    Andrew answered all my questions in a prompt and professional manner. The process was clear, concise and effortless.
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    Jaime F
    Anaheim, CA
    Posted on January 26th, 2021 08:15 PM
    Andrew was extremely knowledgeable and very responsive,
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    Tonya M
    Bonita Springs, FL
    Posted on December 29th, 2020 06:45 PM
    Andrew is absolutely amazing! I found New American Funding online while searching reviews for mortgage companies, and their stellar reviews caught my eye. I was so lucky to connect with Andrew when reaching out to inquire about refinancing...
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    Bob &
    Foothill Ranch, CA
    Posted on November 27th, 2020 04:47 PM
    We close escrow on 20 homes per year, NewAmerican is a great choice and Andrew was on top the loan process from start to closing on time. Bob Reece
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    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing