West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Communication was top notch and Andrew was able to answer all of our questions in a timely manner. Easy to work with.
Andrew was on top of everything and made our re-fi go very smooth. It was quick and painless. I will always deal with Andrew when and if I have any questions or problems
Andrew Encinas and his loan processor were very professional and efficient . Their due diligence in the refinancing process made this experience simple. I will have no problem referring my family and friends to New American Funding
Great communication, status updates and overall pleasure to do business with.
Andrew Encinas was amazing from our first phone call to closing. The entire process was easy and he responded to all of my questions very quickly. I will absolutely recommend Andrew. Thank you so much Andrew!
Andrew was quick and professional, we will definitely be using him for our future homes. Thank you again!
I had legal issues with my ex to wrap up and this company waited over 8 weeks for me to sort it all out. As rates were climbing recently, they kept locking me, in over and over, at the same rate. Any other lending institution would have walked...
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The entire experience was very pleasant. It was my 1st time doing a refinance and he made it extremely easy. Very informative. Very attentive. Extremely knowledgeable and helped with every question I had. I would highly recommend Andrew to...
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Mr. Andrew Encinas, Thank you for your assistance throughout the loan process. I will certainly recommend your services to anyone I know who needs a mortgage.😊
He got it done
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing