West Capital Lending - Andrew Encinas's Cover Image
West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Overall Ratings
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5 Star
87%
4 Star
7%
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1%
Reviews from Web
  • SFTP
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    Virginia N
    Posted on August 20th, 2025 09:05 PM
    Andrew was amazing, he never gave up kept on going and going,So PROFESSIONAL, very serious We Need More Andrews!!
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    James K
    Posted on August 19th, 2025 10:18 PM
    What a fantastic experience Andrew Encinas made it so easy and answered any and all questions that I had !! And the quickest Loan process I have ever done West Capital you have one great team and I will be recommending your services to everyone...
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    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    Virginia N
    Posted on August 13th, 2025 03:58 PM
    I came up on Andrew by chance, we had several conversations explained what l needed. After several options, we kept on going and going, this young man never gave up, he was consistent, precise and always professional. He came through for me!...
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    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    Tisha L L
    Durham, NC
    Posted on February 11th, 2025 03:33 PM
    The ease of the entire process was amazing:)
    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
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    Kesha M J
    Ridgeland, MS
    Posted on July 28th, 2024 03:30 PM
    The process was seamless and quick
    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
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    Corey J S
    Rancho Cucamonga, CA
    Posted on May 26th, 2024 05:03 AM
    Andrew was very helpful and informative. I also appreciate how he responded in a timely manner to all of my question as well as his patiently to all of my concerns.
    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
  • SFTP
    B
    Bianka S
    Whittier, CA
    Posted on September 4th, 2023 04:00 PM
    He knows loans, cared for the client and has great response time to all parties. I would absolutely work with Andrew again! Hope to soon!
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    Kim V
    Crown Point, IN
    Posted on July 27th, 2023 03:20 PM
    Easy and fast
    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
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    Patricia B
    Apple Valley, CA
    Posted on June 26th, 2023 08:03 PM
    Andrew was always available to answer our questions and kept us informed throughout the process. Andrew closed our Buyers home loan in 2 weeks!!! I highly recommend Andrew Encinas.
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    Kelly P
    Albuquerque, NM
    Posted on March 4th, 2023 04:19 PM
    This is my second time working with Andrew, and he has been wonderful. I would highly recommend him to anyone I knew looking to do a refinance or a new loan.
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    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing