West Capital Lending - Andrew Encinas's Cover Image
West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

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Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

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Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Overall Ratings
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5 Star
87%
4 Star
7%
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Reviews from Web
  • SFTP
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    Samantha R
    East Petersburg, PA
    Posted on June 10th, 2026 04:09 PM
    Easy process, quick responses, and very willing to help.
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    Suzette S
    REDLANDS, CA
    Posted on May 25th, 2026 04:01 PM
    Easy process
  • SFTP
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    Consepcion L
    STOCKTON, CA
    Posted on April 27th, 2026 12:19 AM
    Andrew was great all the way, very honest Throughout process and very communicative, thank you
  • SFTP
    A
    Anne P
    HUDSON, NH
    Posted on April 15th, 2026 04:05 PM
    Andrew was straight forward and was able to answer any question. easy to work with and very responsive.
  • SFTP
    B
    Betty R
    Albuquerque, NM
    Posted on April 14th, 2026 02:27 PM
    the loan gor approved
  • SFTP
    J
    Jose A
    FAIRFIELD, CA
    Posted on April 3rd, 2026 05:48 PM
    Andrew was straight forward answered all questions great customer service
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    R
    Roger R
    Albuquerque, New Mexico
    Posted on March 5th, 2026 05:39 PM
    Andrew went above and beyond to get my refinancing loan done in record time. And also he responded quickly to my calls and texts whenever I had questions.
  • SFTP
    A
    Antonio A
    WHITTIER, CA
    Posted on February 26th, 2026 05:01 AM
    Andrew made the entire process smooth and stress-free. He answered all of my questions thoroughly and made everything easy to understand. I’ll definitely be referring friends and family to him in the future.
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    Darryl D
    Philadelphia, PA
    Posted on February 18th, 2026 03:59 PM
    Andrew was great to work with.
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    Ivonne M
    ELLENSBURG, WA
    Posted on January 29th, 2026 04:39 PM
    Andrew was very personable, easy to understand, answered my questions and quickly resolved any issues. Made the whole process super simple and painless.
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    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing