

West Capital Lending - Andrew Encinas
Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
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Andrew always answered calls, he worked around the holidays, i actually was gonna go with a different loan company but during hhe holidays they wouldn't answer or return my messages, Andrew stays on top of everything, he made the process a...
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Andrew did a fantastic job keeping us informed and following up and insuring everythjng went smoothly.
Andrew was very professional and helpful. I highly recommend.
Mr. Encinas is a superb lender. He worked hard to find a HELOC for my wife and me. He patiently answered my many questions and helped me work through technical matters that were not immediately clear to me. I'm glad we did business with Andrew....
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Reply from West Capital Lending - Andrew Encin...
June 29th, 2026 06:44 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Andrew Encinas was very helpful at all times. He worked hard to find a way to make the loan possible for my wife and me. Andrew patiendly explained things to me I had difficulty undersanding. Thanks to Andrew my wife and me are now on a much...
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I would highly recommend Andrew Encinas to anyone going through the HELOC loan process. His expertise, patience, and outstanding customer service made a potentially stressful situation much more manageable. Thank you Andrew for all your help!...
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Great service, attentive, informative, very helpful through the whole process, fast and efficient, made the process very easy. Highly recommend.
Andrew was there for each step As well kept me inform of any chages as well worked on getting my needs meant And the best deal he could find.
Andrew was very helpful and informative. He kept me up to date through the whole process.
Mr. Andrew Encinas was outstanding and concise throughout the entire process. He was professional, informative and knowledgeable.You are very fortunate to have an individual of his caliber.Great people skills!
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About
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1727107|LMB # 100513042| DRE # 02378499
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing