West Capital Lending - Andrew Encinas's Cover Image
West Capital Lending - Andrew Encinas - Branch Manager | NMLS # 1727107 | LMB # 100513042 | DRE# 02378499 | West Capital Lending | Equal Housing Lender| nmlsconsumeraccess.org | westcapitallending.com/licensing in Irvine, CA

West Capital Lending - Andrew Encinas

ClaimedPro

Branch Manager | NMLS # 1727107 | LMB # 100513042 ...

Company Logo
Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and... Show More
Company Logo
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
87%
4 Star
7%
3 Star
2%
2 Star
2%
1 Star
1%
Reviews from Web
  • SFTP
    P
    Paul R
    Herald, CA
    Posted on January 15th, 2026 05:00 PM
    Andrew always answered calls, he worked around the holidays, i actually was gonna go with a different loan company but during hhe holidays they wouldn't answer or return my messages, Andrew stays on top of everything, he made the process a...
    read more
  • SFTP
    C
    Catherine D
    HANOVER, PA
    Posted on November 19th, 2025 03:18 PM
    Andrew did a fantastic job keeping us informed and following up and insuring everythjng went smoothly.
  • SFTP
    S
    Sherri I
    GROVE, OK
    Posted on October 21st, 2025 07:49 PM
    Andrew was very professional and helpful. I highly recommend.
  • write_review_unverified
    P
    Paul A
    Posted on October 14th, 2025 10:17 PM
    Mr. Encinas is a superb lender. He worked hard to find a HELOC for my wife and me. He patiently answered my many questions and helped me work through technical matters that were not immediately clear to me. I'm glad we did business with Andrew....
    read more
    Reply from West Capital Lending - Andrew Encin...
    June 29th, 2026 06:44 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • SFTP
    P
    Paul A
    Arlington, VA
    Posted on October 7th, 2025 02:05 PM
    Andrew Encinas was very helpful at all times. He worked hard to find a way to make the loan possible for my wife and me. Andrew patiendly explained things to me I had difficulty undersanding. Thanks to Andrew my wife and me are now on a much...
    read more
  • SFTP
    G
    Guandelino C
    HILLSBORO, OR
    Posted on October 7th, 2025 04:22 AM
    I would highly recommend Andrew Encinas to anyone going through the HELOC loan process. His expertise, patience, and outstanding customer service made a potentially stressful situation much more manageable. Thank you Andrew for all your help!...
    read more
  • SFTP
    D
    Dominic S
    RIO RANCHO, NM
    Posted on September 20th, 2025 01:32 AM
    Great service, attentive, informative, very helpful through the whole process, fast and efficient, made the process very easy. Highly recommend.
  • SFTP
    R
    Russell K
    Vancouver, WA
    Posted on September 15th, 2025 07:38 PM
    Andrew was there for each step As well kept me inform of any chages as well worked on getting my needs meant And the best deal he could find.
  • SFTP
    H
    Heather E
    YUMA, AZ
    Posted on September 13th, 2025 02:20 PM
    Andrew was very helpful and informative. He kept me up to date through the whole process.
  • SFTP
    T
    Thomas T
    Albuquerque, NM
    Posted on August 22nd, 2025 08:43 PM
    Mr. Andrew Encinas was outstanding and concise throughout the entire process. He was professional, informative and knowledgeable.You are very fortunate to have an individual of his caliber.Great people skills!
  • 21–30 of 150
    About
    Andrew Encinas is a trusted Branch Manager who is ready to make your dreams of owning a home a reality. Andrew is committed to providing the community with the very best in customer service, so come speak with West Capital Lending today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1727107|LMB # 100513042| DRE # 02378499
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing