

Amber Oquendo
Loan Officer | NMLS #1249604

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Amber truly goes above and beyond to make things happen and always communicates so effectively through the whole process. I was a first time customer 2 years ago when I bought my first house, and I could not imagine having used anyone other...
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Reply from Amber Oquendo
April 24th, 2026 07:02 PM
Drew, I'm grateful for your thoughtful feedback and continued trust in me throughout your home buying experiences. It's appreciated to hear that my communication and dedication made a positive impact. I look forward to helping you, your family,...
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Amber went above and beyond to help us through this entire process. Not only was she incredibly kind, courteous, and patient, she was so funny and personable! Almost makes me want to buy another house so we can utilize her services again! :)...
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Reply from Amber Oquendo
April 24th, 2026 04:15 PM
Rebecca, I'm really grateful for your kind words and for highlighting the various aspects of our work together. I'm glad I could make the process enjoyable and worry-free for you. If you ever decide to dive back into the housing market, I'd...
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Amber was an amazing help and made the whole process easier and smoother !
Reply from Amber Oquendo
March 24th, 2026 04:45 PM
Alejandro, I'm pleased to know that I could help make the process easier and smoother for you. Your feedback is truly appreciated, and if there's anything else I can assist with, just let me know.
Amber is the best. She is so educated and committed. She goes out of her way for her clients.
Reply from Amber Oquendo
March 2nd, 2026 05:25 PM
Jennifer, thank you for the generous feedback. I truly value your recognition of my dedication and efforts to go above and beyond for my clients. If there's ever anything more you need, I'm here to help.
Amber is fantastic. We have done mutlipe transactions with her and been very impressed. We will contunie to partner with Amber on all future transactions as well.
Reply from Amber Oquendo
February 17th, 2026 04:51 PM
Eric, I'm grateful for your continued trust and partnership. It's been a pleasure working with you on multiple transactions, and I'm glad to hear that you've been impressed. I look forward to assisting you with any future needs.
Amber's professionalism, knowledge and patience made the entire experience easy with no stress.
Reply from Amber Oquendo
February 17th, 2026 08:44 PM
Carmen, it's great to hear that my approach helped make your experience straightforward and stress-free. I appreciate your kind words about my professionalism, knowledge, and patience. If there's anything more I can assist you with in the future,...
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Amber was amazing! We were so lucky to have her on our team. I truly feel like she worked day and night to get us approved and helped us close sooner than the original closing date. Having her as my lender and Hollis Welsh as my real estate...
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Reply from Amber Oquendo
February 11th, 2026 05:04 PM
Samantha, it's wonderful to know that I could contribute positively to your home-buying journey. I'm glad everything came together smoothly with Hollis Welsh and that you found the perfect home. If there's anything else you need down the road,...
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Thank you for everything!!
Reply from Amber Oquendo
January 12th, 2026 04:57 PM
Your gratitude is truly appreciated. I'm glad I could help out, and if there's anything else you need, feel free to reach out.
Good at communication.
explained everything to us in detail she was very patient with us, answered any and all questions that we had overall, it was an excellent experience.
Reply from Amber Oquendo
January 9th, 2026 04:02 PM
I'm glad to hear that you had such an excellent experience. Taking the time to explain things thoroughly and address your questions is something I prioritize. Thank you for choosing to work with me.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
Home Equity Line of Credit
Mortgage Education
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - Loan OfficerApr 1st, 2023 - Current
Memberships
- Caldwell Chamber of Commerce
- VAREP
- Caldwell Chamber Ambassador
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1249604
Hobbies
- Camping
- Hiking
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235