Amber Oquendo
Loan Officer | NMLS #1249604
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
My overqualified buyer had a minute issue pop up that disqaulfied her from her original loan with another lender, long long long story short Amber saved the day entirely and we were able to close in less than a week. Oh and turns out Amber...
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Reply from Amber Oquendo
July 21st, 2026 07:51 PM
Cassandra, I truly appreciate your kind words and am relieved that I could help your buyer close the deal so quickly. It was important to me to support you, even under challenging circumstances. Thank you for trusting me with this transaction...
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Amber is the most efficient and hardest worker of anyone in this industry I have ever worked with. she had an average response time of less than 3 min any day of the week or time of day. A friend of mine referred Amber after I was complaining...
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Reply from Amber Oquendo
March 27th, 2026 03:13 PM
Zechari, I'm truly grateful for your generous words and high recommendation. It's wonderful to know that my efforts met your needs effectively throughout the home-building process. If there's ever more I can assist you with, please don't hesitate...
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Great no hassle customer service
Took my weird unconventional situation and, although it got a little rocky, she was able to make sure I got my dream home..
Reply from Amber Oquendo
August 21st, 2026 06:15 PM
Brenda, I'm pleased to hear that I could assist you in securing your dream home despite the challenges. Thank you for trusting me with your unique situation.
Yet another transaction that our clients chose to use Amber as their lender! She works tirelessly to close every transaction we are involved in with her and her team. Definitely one of the best lenders we get to work with.
Reply from Amber Oquendo
August 19th, 2026 05:16 PM
Christopher, I appreciate your kind words and am grateful for the opportunity to work together again. I'm pleased to know that my efforts and dedication are making a positive impact on our transactions. Thank you for your continued trust and...
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Amber made sure we felt comfortable and knew what was happening every single step of the way.All of our questions were answered in a way we could understand and updates were given every time they were available.She was available anytime we...
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Reply from Amber Oquendo
August 19th, 2026 06:44 PM
Kaden, I appreciate your kind words and am glad to hear that you felt comfortable and informed throughout the process. It's important to me to be available and ensure all your questions are answered clearly. Thank you for trusting me with your...
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Amber was always wiling to openly communicate and explained every detail. She is very knowledgeable and so pleasant to work with
Reply from Amber Oquendo
July 28th, 2026 08:03 PM
Amanda, I appreciate your kind words. I'm happy to know that my communication and explanations were helpful to you. It was a pleasure working with you at Synergy One Lending, Inc.!
We were out of state for most of the transaction. Amber was excellent at communicating with us, responding quickly to questions and providing complete information. She kept us up to date and well informed. I will be recommending her!
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Reply from Amber Oquendo
July 27th, 2026 03:23 PM
Michelle, I'm grateful for your kind words and pleased to hear that I could keep you informed and communicate effectively during your out-of-state transaction. Thank you for considering recommending me—I truly appreciate it!
Amber was on target with options and recommendations. She responded quickly professionally, and personally. I enjoyed getting to know her a bit. It's always a pleasure to work with a professional.
Reply from Amber Oquendo
July 27th, 2026 01:42 PM
Richard, thank you for your kind words. I'm glad I could provide you with timely and professional options and recommendations. It was a pleasure getting to know you as well while working together at Synergy One Lending, Inc.!
You were sble to help the buyer yo my sellers listing and we were sble to get this property closed.
you were amazing!!!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
Home Equity Line of Credit
Mortgage Education
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - Loan OfficerApr 1st, 2023 - Current
Memberships
- Caldwell Chamber of Commerce
- VAREP
- Caldwell Chamber Ambassador
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1249604
Hobbies
- Camping
- Hiking
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235