Amber Oquendo
Loan Officer | NMLS #1249604
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Amber is the most efficient and hardest worker of anyone in this industry I have ever worked with. she had an average response time of less than 3 min any day of the week or time of day. A friend of mine referred Amber after I was complaining...
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Reply from Amber Oquendo
March 27th, 2026 03:13 PM
Zechari, I'm truly grateful for your generous words and high recommendation. It's wonderful to know that my efforts met your needs effectively throughout the home-building process. If there's ever more I can assist you with, please don't hesitate...
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She helped us in so many ways. Explained things to where we understood and didnt judge us at all. She has a great personality and will recommend people to her in the future.
Willing to help us when others just turned us away
Reply from Amber Oquendo
June 15th, 2026 03:52 PM
Christopher, I'm glad to hear that I could assist you when others could not. Your experience means a lot to me, and I'm grateful for your kind words. Thank you for sharing!
Amber did everything in her power to keep Me updated on everything that was happening and she worked very well with communication was key and she was fabulous
Reply from Amber Oquendo
June 10th, 2026 08:04 PM
Stephanie, I'm grateful for your kind words and happy to know that my efforts to keep you updated and communicate effectively made a positive impact. It's wonderful to hear that you had a great experience. Thank you for sharing!
Amber is always available, through and patient when I need help or more expalnation of things.
Reply from Amber Oquendo
June 9th, 2026 01:45 PM
Carmen, I appreciate your kind words and am pleased to know that my availability and patience have been helpful to you. It's great to be able to provide the explanations you need. Thank you for your support!
Amber was amazing. We could tell she actually cared.
Reply from Amber Oquendo
June 3rd, 2026 01:40 PM
Shan, I'm thankful for your kind words and pleased to know that my care and dedication made a difference in your experience. It was great working with you!
Amber is a Lender we LOVE to have part of our transactions. Her 'Never Quit' attitude is one of the things that set her apart from most lenders! She is quick with her responses and is always eager to help find ways to get us to the finish line....
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Reply from Amber Oquendo
May 14th, 2026 03:18 PM
Christopher, I appreciate your kind words and am glad to hear that my commitment and responsiveness have made a positive impact on your transactions. It's great to know that my ongoing support for clients has been valued. Thank you for considering...
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Amber made the experience very pleasant and easy to understand when questions arose. She was very honest, trustworthy, and transparent throughout the whole process. I would recommend her to anyone looking for help with a loan. She was amazing...
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Reply from Amber Oquendo
May 12th, 2026 03:39 PM
Evan, I'm grateful for your kind words and am glad to hear that you found the process pleasant and easy to understand. It's nice to know that my honesty and transparency made a positive impact. Thank you for recommending me to others!
Amber was amazing and worked extensively to find us the best financing option.
Reply from Amber Oquendo
May 11th, 2026 03:37 PM
Cory, I appreciate your kind words and am glad to hear that I could help you find the best financing option. It was a pleasure working with you!
Amber went above and beyond as she talked us through multiple funding options to be able to make an offer on a home that was not contingent upon the sale of a house. She checked in regularly and made sure all of our questions were answered...
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Reply from Amber Oquendo
May 8th, 2026 06:38 PM
Jocelyn, I'm pleased to hear that my support in exploring funding options and maintaining open communication was helpful during your home buying journey. It's great to know that I could assist you, your realtor, and your relocation team effectively....
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
Home Equity Line of Credit
Mortgage Education
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
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Positions
- Synergy One Lending - Loan OfficerApr 1st, 2023 - Current
Memberships
- Caldwell Chamber of Commerce
- VAREP
- Caldwell Chamber Ambassador
Addresses and Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1249604
Hobbies
- Camping
- Hiking
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235