

Amber Oquendo
Loan Officer | NMLS #1249604

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Amber is the most efficient and hardest worker of anyone in this industry I have ever worked with. she had an average response time of less than 3 min any day of the week or time of day. A friend of mine referred Amber after I was complaining...
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Reply from Amber Oquendo
March 27th, 2026 03:13 PM
Zechari, I'm truly grateful for your generous words and high recommendation. It's wonderful to know that my efforts met your needs effectively throughout the home-building process. If there's ever more I can assist you with, please don't hesitate...
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Amber is a Lender we LOVE to have part of our transactions. Her 'Never Quit' attitude is one of the things that set her apart from most lenders! She is quick with her responses and is always eager to help find ways to get us to the finish line....
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Reply from Amber Oquendo
May 14th, 2026 03:18 PM
Christopher, I appreciate your kind words and am glad to hear that my commitment and responsiveness have made a positive impact on your transactions. It's great to know that my ongoing support for clients has been valued. Thank you for considering...
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Amber made the experience very pleasant and easy to understand when questions arose. She was very honest, trustworthy, and transparent throughout the whole process. I would recommend her to anyone looking for help with a loan. She was amazing...
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Reply from Amber Oquendo
May 12th, 2026 03:39 PM
Evan, I'm grateful for your kind words and am glad to hear that you found the process pleasant and easy to understand. It's nice to know that my honesty and transparency made a positive impact. Thank you for recommending me to others!
Amber was amazing and worked extensively to find us the best financing option.
Reply from Amber Oquendo
May 11th, 2026 03:37 PM
Cory, I appreciate your kind words and am glad to hear that I could help you find the best financing option. It was a pleasure working with you!
Amber went above and beyond as she talked us through multiple funding options to be able to make an offer on a home that was not contingent upon the sale of a house. She checked in regularly and made sure all of our questions were answered...
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Reply from Amber Oquendo
May 8th, 2026 06:38 PM
Jocelyn, I'm pleased to hear that my support in exploring funding options and maintaining open communication was helpful during your home buying journey. It's great to know that I could assist you, your realtor, and your relocation team effectively....
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Amber was efficient, hard working and was the most communicative lender I have worked with in a long time which makes ALL the difference. The process was smooth and everything went perfect for my clients. Thank you Amber!!
Reply from Amber Oquendo
April 27th, 2026 03:04 PM
Gretchen, I appreciate your kind words and am pleased to hear that the process went smoothly for your clients. It was great working together, and I'm glad my communication made a positive difference. Thank you for your support!
Amber truly goes above and beyond to make things happen and always communicates so effectively through the whole process. I was a first time customer 2 years ago when I bought my first house, and I could not imagine having used anyone other...
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Reply from Amber Oquendo
April 24th, 2026 07:02 PM
Drew, I'm grateful for your thoughtful feedback and continued trust in me throughout your home buying experiences. It's appreciated to hear that my communication and dedication made a positive impact. I look forward to helping you, your family,...
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Amber went above and beyond to help us through this entire process. Not only was she incredibly kind, courteous, and patient, she was so funny and personable! Almost makes me want to buy another house so we can utilize her services again! :)...
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Reply from Amber Oquendo
April 24th, 2026 04:15 PM
Rebecca, I'm really grateful for your kind words and for highlighting the various aspects of our work together. I'm glad I could make the process enjoyable and worry-free for you. If you ever decide to dive back into the housing market, I'd...
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Amber was an amazing help and made the whole process easier and smoother !
Reply from Amber Oquendo
March 24th, 2026 04:45 PM
Alejandro, I'm pleased to know that I could help make the process easier and smoother for you. Your feedback is truly appreciated, and if there's anything else I can assist with, just let me know.
Amber is the best. She is so educated and committed. She goes out of her way for her clients.
Reply from Amber Oquendo
March 2nd, 2026 05:25 PM
Jennifer, thank you for the generous feedback. I truly value your recognition of my dedication and efforts to go above and beyond for my clients. If there's ever anything more you need, I'm here to help.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Specialities
Mortgage Loans
Home Equity Line of Credit
Mortgage Education
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
Search Rank ScoreLearn More →
235
/850
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Positions
- Synergy One Lending - Loan OfficerApr 1st, 2023 - Current
Memberships
- Caldwell Chamber of Commerce
- VAREP
- Caldwell Chamber Ambassador
Addresses and Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1249604
Hobbies
- Camping
- Hiking
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235