Amber Oquendo
Loan Officer | NMLS #1249604
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We were out of state for most of the transaction. Amber was excellent at communicating with us, responding quickly to questions and providing complete information. She kept us up to date and well informed. I will be recommending her!
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Reply from Amber Oquendo
July 27th, 2026 03:23 PM
Michelle, I'm grateful for your kind words and pleased to hear that I could keep you informed and communicate effectively during your out-of-state transaction. Thank you for considering recommending me—I truly appreciate it!
Amber was on target with options and recommendations. She responded quickly professionally, and personally. I enjoyed getting to know her a bit. It's always a pleasure to work with a professional.
Reply from Amber Oquendo
July 27th, 2026 01:42 PM
Richard, thank you for your kind words. I'm glad I could provide you with timely and professional options and recommendations. It was a pleasure getting to know you as well while working together at Synergy One Lending, Inc.!
You were sble to help the buyer yo my sellers listing and we were sble to get this property closed.
you were amazing!!!
Amber made everything easy & helped me understand the whole process.
Reply from Amber Oquendo
July 22nd, 2026 05:58 PM
Daidree, I'm pleased to hear that I could make the process easy and clear for you. Thank you for sharing your experience with me at Synergy One Lending, Inc.!
Amber was extremely efficient and met our end goal. We really appreciate her!
Reply from Amber Oquendo
July 20th, 2026 03:24 PM
Katherine, thank you for your kind words. I'm glad to hear that I could efficiently help you meet your end goal. Your appreciation means a lot to me!
Working with Amber was an absolute game‑changer. She's fierce and her work ethic is unstoppable. She keeps you informed and is quick to respond. She’s the whole package, and we couldn’t have asked for a better lending experience!
Reply from Amber Oquendo
July 20th, 2026 06:17 PM
Kate, I appreciate your kind words and am glad to hear that you had such a positive experience. It's wonderful to know that my work ethic and communication made a difference for you. Thank you for choosing me at Synergy One Lending, Inc.!
Amber is phenomenal at what she does. We look forward to working with her again in the future
Reply from Amber Oquendo
July 7th, 2026 01:57 PM
Matthew, I'm thankful for your kind words. I'm happy to hear that you had a great experience and look forward to working with you again in the future. Thank you for choosing me at Synergy One Lending, Inc.!
Amber was absolutely exceptional throughout our home-buying journey. She was always quick to respond to my questions and consistently helped put my mind at ease during what could have been a very stressful process. When my emails became increasingly...
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Reply from Amber Oquendo
July 6th, 2026 08:12 PM
Kristina, I appreciate your kind words and am grateful you felt supported throughout your home-buying journey. It's good to know that my communication and personal approach helped ease your concerns during the process. Thank you for recommending...
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From Day one Amber went above and beyond. There were moments when the approval process felt impossible, but she never let up. She kept us informed, kept us calm, and kept working behind the scenes to make sure nothing slipped through the cracks....
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Reply from Amber Oquendo
July 1st, 2026 05:33 PM
William, I'm grateful for your thoughtful review. I'm pleased to hear that my dedication and communication helped you through the approval process. It's great to know you'll be recommending me to your friends and family. Thank you for your...
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Amber is very on top of her work and was in our corner every step of the way.
Reply from Amber Oquendo
July 1st, 2026 04:56 PM
Harrison, I appreciate your kind words. I'm glad to know that my commitment and support throughout the process made a positive impact for you. Thank you for sharing your experience!
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Mortgage Loans
Home Equity Line of Credit
Mortgage Education
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Positions
- Synergy One Lending - Loan OfficerApr 1st, 2023 - Current
Memberships
- Caldwell Chamber of Commerce
- VAREP
- Caldwell Chamber Ambassador
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS: 1249604
Hobbies
- Camping
- Hiking
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235