Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Zillow
    D
    Domenickmirkovic
    Roselle Park, NJ
    Posted on November 27th, 2017 12:00 AM
    Fernando helped me puchase my first home in Roselle Park. He was prompt and helpful every step of the way and worked well with my realtor. His service was impeccable and I would highly recommend him to anyone looking for a mortgage or any other...
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    Reply from Owner
    May 6th, 2018 12:00 AM
    Dom, thanks for the review. My team and I pride ourselves on service above anything else. We know how important it is to work hand in hand with realtors. Tracey T. was also awesome and helped make the transaction smooth and painless. Congrats...
    read more
  • Zillow
    J
    Joey7772016
    South Plainfield, NJ
    Posted on November 27th, 2017 12:00 AM
    If you want an honest lender who is dedicated and focused then look no further. Fernando is a professional through and through. He made buying a home as easy as it gets.I highly recommend Mr Ospina
    Reply from Owner
    May 6th, 2018 12:00 AM
    Joe, thanks for the review and congratulations on the home! - F.O
  • Zillow
    A
    Allyj418
    Dumont, NJ
    Posted on November 23rd, 2017 12:00 AM
    Fernando was AMAZING! We were first time home buyers and definitely didn't know what to expect when it came to the mortgage process. Fernando was very helpful in explaining everything to us and was always available when we had a question. His...
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    Reply from Owner
    May 6th, 2018 12:00 AM
    Hi Ally! You guys made this the easiest transaction of my career! Clients like you keep my hair from going fully grey ;) Congratulations on the home, and please never hesitate to call me with any questions. - F.O
  • Zillow
    J
    Joshua R
    Union, NJ
    Posted on November 22nd, 2017 12:00 AM
    Man it’s great working with a knowledgeable mortgage lender who it’s a veteran. Being a veteran it’s nice having someone who understand me. I just feel Fernando has integrity and values veterans.. oh yea Bonus- he speaks Spanish which my family...
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    Reply from Owner
    May 6th, 2018 12:00 AM
    Josh, Thanks for the kind review. We make it a point to treat all our clients with white glove service, but with Vets we also roll out the red carpet. Thank you for your service, Hooah! - F.O
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).