Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 975-7947
Parsippany, NJ
https://www.goalterra.com/agent-profile/fernando-ospina-102647643
https://myloan.goalterra.com/borrower/signup/fospina@goalterra.com
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Reviews from Web
  • Zillow
    R
    Ralph Z
    Posted on August 20th, 2019 12:00 AM
    We were so fortunate to have been introduced to Fernando and his team, he went way above and beyond to find a way to get us a mortgage when several factors were against us. Very knowledgable, versatile and never busy or late to answer any questions...
    read more
  • Zillow
    R
    Ralph Z
    Matawan, NJ
    Posted on August 20th, 2019 12:00 AM
    We were so fortunate to have been introduced to Fernando and his team, he went way above and beyond to find a way to get us a mortgage when several factors were against us. Very knowledgable, versatile and never busy or late to answer any questions...
    read more
  • Encompass
    D
    David F
    Old Bridge, NJ
    Posted on August 12th, 2019 03:43 PM
    Really good people to work with
  • Zillow
    S
    Stephanielong74
    Plainfield, NJ
    Posted on July 27th, 2019 12:00 AM
    Fernando and his team did an amazing job helping my husband and I resch our goal of buying our first home. He made the process very easy from start to finish. He was available at all times of the day and even some late nights..lol! Who wouldn't...
    read more
  • FTP
    M
    Manuel C
    Posted on July 13th, 2019 02:53 AM
    Ease of processing.
  • Zillow
    L
    Luis R
    Woodbridge, NJ
    Posted on April 24th, 2019 12:00 AM
    Great people to work with , they hepled us close on our first home. Bery helpful every step of the way through the whole process. Very easy to speak with and very easy to understand. They answered every question
  • Zillow
    P
    Priscilla G
    Highlands, NJ
    Posted on April 24th, 2019 12:00 AM
    I am a first time home-buyer and thankfully I had Fernando helping me along the way. If you want someone who is knowledgeable, responsive at all hours, and give you options, Fernando is the lender to use. Not only did he work to get me the...
    read more
    Reply from Owner
    April 24th, 2019 12:00 AM
    and favorite review ever goes to Priscilla! Congratulations on the home, well deserved.
  • Zillow
    J
    Jreyes
    Union, NJ
    Posted on April 24th, 2019 12:00 AM
    No other way to put it, Fernando is simply the best. He took the time to explain the process and always made himself available. This is our second investment property with him, and we will continue to use and recommend him.
  • Zillow
    L
    Luis R
    Posted on April 24th, 2019 12:00 AM
    Great people to work with , they hepled us close on our first home. Bery helpful every step of the way through the whole process. Very easy to speak with and very easy to understand. They answered every question
  • Zillow
    K
    Kaitlyn D
    Old Bridge, NJ
    Posted on March 15th, 2019 12:00 AM
    Communication was great, all questions and concerns answered professionally and in a timely fashion. Made my first time home buying experience easy & stress free!
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Awards
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
      • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).