Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(973) 975-7947
Parsippany, NJ
https://www.goalterra.com/agent-profile/fernando-ospina-102647643
https://myloan.goalterra.com/borrower/signup/fospina@goalterra.com
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  • Encompass
    M
    Michael M
    Las Vegas, NV
    Posted on December 21st, 2023 09:28 PM
    they closed this loan in about 2 weeks. there was a time crunch because the house was going to public auction on 12/27/23.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:50 PM
    Always a pleasure, glad we could assist and congratulations!
  • Encompass
    S
    Sanyetta M B
    Maplewood, NJ
    Posted on November 27th, 2023 09:20 PM
    Winston, Fernando, and Dez went above and beyond to expedite our closing. Winston was available at all times— patiently guiding us through the process.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:51 PM
    I sincerely appreciate your kind words and the perfect rating, Sanyetta! It was an absolute pleasure to help. Here at Alterra Home Loans, we always strive to provide the best possible service and I'm thrilled to hear Winston, Dez, and I were...
    read more
  • Encompass
    A
    Adrian V H
    Freehold, NJ
    Posted on November 24th, 2023 02:55 AM
    You guys have an excellent team and made the purchase of our new home very seamless. Krystle made sure to answer any question my son or I had.
    Reply from Fernando Ospina | Alterra Home Loan...
    December 27th, 2023 08:52 PM
    I'm delighted to hear that your experience with Alterra Home Loans was seamless and positive, Adrian. It's our goal to ensure every customer feels supported throughout their home buying journey. Krystle, like the rest of our team, always strives...
    read more
  • Encompass
    E
    ERIC V
    WEST CALDWELL, NJ
    Posted on December 27th, 2024 04:36 PM
    Alterra Home Loans for the win 🏆
  • Encompass
    A
    Angelica G
    HILLSIDE, NJ
    Posted on December 19th, 2024 11:42 AM
    Excelente.
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    J
    Jucely P
    LINDEN, NJ
    Posted on December 17th, 2024 03:11 AM
    Better interest rate
  • Encompass
    M
    MEAGAN A
    RARITAN, NJ
    Posted on December 12th, 2024 02:24 PM
    Great service as always. Thank you !
  • Encompass
    D
    DIANA G R
    TEMPLE, PA
    Posted on November 20th, 2024 05:32 PM
    our deal went for 3 months , there were no real uodates, I I was the buyer and sellers agent and the buyer had no idea about what was going on. The deal was almost called off due to the lenders not providing true information regarding the process...
    read more
  • Encompass
    S
    SORAYA Z
    HILLSIDE, NJ
    Posted on November 12th, 2024 01:14 AM
    would like to extend my appreciation for the exceptional service provided throughout the loan process. Every detail was handled with care, and the process was smooth, efficient, and completed right on schedule. This level of service made a...
    read more
  • Encompass
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    EVELYN P
    HILLSIDE, NJ
    Posted on November 11th, 2024 04:43 PM
    Working with Mariana at Alterra Homes was a fantastic experience. Her expertise and responsiveness kept everything on track, making the transaction seamless from start to finish. Highly recommend her services!
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Awards
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
      • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).