Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Zillow
    D
    Danielhennessey S
    Toms River, NJ
    Posted on March 6th, 2019 12:00 AM
    I am happy to recommend Fernando. He was very helpful and east to work with. He helped to get the financing done. He did a great job and I would use him anytime.
  • Zillow
    M
    Mpatel
    Union, NJ
    Posted on February 27th, 2019 12:00 AM
    Fernando went above and beyond for me and my family. He was available at all hours and answered all of my questions immediately, explaining concepts in a way that I could understand. His professionalism and honesty was evident in every interaction...
    read more
  • Zillow
    A
    Anita C
    Little Falls, NJ
    Posted on February 27th, 2019 12:00 AM
    Fernando is the most dedicated individual I have ever met. I could call him in the morning and he’s up answering my call or the evening hours it didn’t matter. He would call me and tell me what he need from me and say swift urgency is needed...
    read more
    Reply from Owner
    March 6th, 2019 12:00 AM
    Thanks for the kind words Manny, Glad we were able to help - FO
  • Zillow
    K
    Kristian G
    Roselle, NJ
    Posted on February 5th, 2019 12:00 AM
    Definitely recommend he goes above and beyond to get things done and he made sure everything was the best fit for me everything he said he was going to do he succeeded.
  • Zillow
    G
    Gino C
    Union, NJ
    Posted on January 31st, 2019 12:00 AM
    I can certainly say that Fernando made my first home buying experience a very pleasant one. From our first interaction until closing day he patiently answered all my questions and gave me the answers I needed. All in all I really couldn't imagine...
    read more
  • Zillow
    Y
    Yaniel A
    Elizabeth, NJ
    Posted on November 16th, 2018 12:00 AM
    Amazing experience from the very beginning. I worked with Fernando for over 14 months and he stayed patient the entire time we searched for our home. Once we found it we closed inside on 25 days. Thanks for everything!
  • Zillow
    J
    Jose E
    Nutley, NJ
    Posted on November 5th, 2018 12:00 AM
    Our experience with Fernando was outstanding! His knowledge and professionalism is unmatched. The loan process can be overwhelming but Fernando made sure that my wife and I were comfortable throughout the entire process. He explained and walked...
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  • Zillow
    A
    Ana L G
    Belleville, NJ
    Posted on October 14th, 2018 12:00 AM
    Fernando was an incredible guy to work with. He was dedicated to everything he did for us. As a first time buyer, questions were none stop. He was always there to respond everything. Not one time where he did not respond! I really appreciated...
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    Reply from Owner
    October 16th, 2018 12:00 AM
    ANA! Congrats to you and your fam, and thanks for the kind words!
  • Zillow
    X
    Xavier R
    Wayne, NJ
    Posted on August 15th, 2018 12:00 AM
    Fernando was truly instrumental in our home buying process. You will not find a better home lending advisor in the mortgage business. He is extremely knowledgeable, patient, and friendly. Most importantly you can tell right away that he will...
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  • Zillow
    B
    Benjamin O
    Montclair, NJ
    Posted on July 27th, 2018 12:00 AM
    Fernando took care of our VA loan and kept us informed and at ease the entire time. He always made himself available regardless of the time we called and met w us several times on the weekends. I have zero complaints. It felt like we knew him...
    read more
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).