Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Zillow
    R
    Ray D
    Bloomfield, NJ
    Posted on May 23rd, 2018 12:00 AM
    Fernando was able to get me approved when no other lender was able to. He is extremely knowledgeable and kept me informed throughout the entire loan process. He went above and beyond his job description and assisted me in setting up all other...
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  • Zillow
    A
    Andres M
    Paterson, NJ
    Posted on May 14th, 2018 12:00 AM
    We worked with Fernando eight months and he always made himself available to us. Never once did he miss a phone call or not respond to a text. We couldnt have asked for a better experience as first time home buyers.
    Reply from Owner
    May 22nd, 2018 12:00 AM
    Thanks guys! I'm glad I was able to help you guys out. Keep in touch! - F.O
  • Zillow
    D
    Drcpemberton
    Newark, NJ
    Posted on April 28th, 2018 12:00 AM
    So, Fernando was the best mortgage broker I have ever worked with. He is very professional and his service was impeccable. I would gladly work with him again!
    Reply from Owner
    May 6th, 2018 12:00 AM
    Dr. P! Thanks for the review, I had a great time working alongside you and am looking forward to continue to handle all your mortgage needs. - F.O
  • Zillow
    C
    Cpg
    Linden, NJ
    Posted on April 4th, 2018 12:00 AM
    Fernando’s communication was fantastic throughout the entire process. He really put me at ease and felt like a partner every step of the way. He was always available to clarify areas of uncertainty, which helped to make buying our first home...
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    Reply from Owner
    May 6th, 2018 12:00 AM
    CPG! I know how stressful buying a home can be, especially the first time around. I'm thrilled I was able to answer all your questions and make the process as easy as possible. Congrats on the new home! - F.O
  • Zillow
    A
    Aguirreluz
    Roselle, NJ
    Posted on March 6th, 2018 12:00 AM
    Fernando Ospina offers excellent service- on time - confidential - He is very professional. Help with all situations - He guides you step by step.
    Reply from Owner
    May 6th, 2018 12:00 AM
    Luz! This was one of the more memorable loans, and I'm thankful that you put your trust in my services. This was a team effort and all parties involved should be commended! Felicidades por su nueva casa! - F.O
  • Zillow
    D
    Daniel
    Union, NJ
    Posted on February 25th, 2018 12:00 AM
    Fernando was always available great mortgage lender highly recommended very knowledgeable and a thru professional will recommend to my family and friends
    Reply from Owner
    May 6th, 2018 12:00 AM
    Treating Veterans with the respect they deserve is always our priority. Seeing you and your family get into your dream home was rewarding and I thank you for allowing my the opportunity to work alongside you. Thank you for your service ! -...
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  • Zillow
    K
    Katherine V
    Plainfield, NJ
    Posted on February 15th, 2018 12:00 AM
    Fernando was dedicated and very knowledgeable every step of the way in our home buying process. He was there for us at all times and made the process so much easier. He made our experience easy and comfortable!
    Reply from Owner
    May 6th, 2018 12:00 AM
    Hi Kat! Thanks for the review! This one turned into more than just a closing, I feel like I made lifelong friends w you and G. Can't wait to go to the housewarming party. Congrats on the home - F.O
  • Zillow
    J
    Juan R
    Hillside, NJ
    Posted on January 22nd, 2018 12:00 AM
    Great team. It wasn't only Fernando involve, it was the whole office getting the deal done. Loved the e-mails they send me to keep me posted on the loan progress. Also, any clarification I needed, Fernando was always available to answer them...
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    Reply from Owner
    May 6th, 2018 12:00 AM
    JCR, with your banking experience I am truly honored you trusted us with your mortgage needs. Continue to shoot me text anytime you have a question regarding this or future properties. Congrats on the beautiful home. - F.O
  • Zillow
    Z
    Zuser20170527132425568
    South Amboy, NJ
    Posted on December 4th, 2017 12:00 AM
    fernando was very helpful. When no one else could help me, he came through! Would recommend him to anyone, office was great too. very helpful and professional.
    Reply from Owner
    May 6th, 2018 12:00 AM
    MS, I can't take all the credit here. Together you and I came up with a game-plan on how to get you into your dream home and you executed it perfectly. Congratulations on the purchase! Please call me if I can ever be of assistance again. -...
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  • Zillow
    U
    User3524752
    Old Bridge, NJ
    Posted on November 29th, 2017 12:00 AM
    All I could say is honest, fast and easy. If I would have known it was this easy I would have purchased a home a long time ago! Thanks Fernando for everything!!..
    Reply from Owner
    May 6th, 2018 12:00 AM
    MDL, Thank you for the kind review. It's always my goal to make the home buying process as smooth and easy as possible. - F.O
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).