Fernando Ospina | Alterra Home Loans | Parsippany, NJ's Cover Image
Fernando Ospina | Alterra Home Loans | Parsippany, NJ - President | NMLS # 1544621 in Parsippany, NJ

Fernando Ospina | Alterra Home Loans | Parsip...

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President | NMLS # 1544621

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As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager... Show More
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  • Zillow
    S
    Shay
    Posted on October 29th, 2019 08:20 PM
    As a first time home buyer this was a very scary process to jump into. But Fernando made it as easy and stress-free as can be! He was always readily available via phone, text, or email for any questions or concerns we had. He also collected...
    read more
  • Encompass
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    Danielle R
    Morganville, NJ
    Posted on October 29th, 2019 02:30 PM
    My refinance process was seamless. The communication with Fernando and his team was amazing and we felt we were kept in the loop with everything they needed form us.
  • Zillow
    S
    Shay
    Posted on October 29th, 2019 12:00 AM
    As a first time home buyer this was a very scary process to jump into. But Fernando made it as easy and stress-free as can be! He was always readily available via phone, text, or email for any questions or concerns we had. He also collected...
    read more
  • Zillow
    S
    Shay
    North Haledon, NJ
    Posted on October 29th, 2019 12:00 AM
    As a first time home buyer this was a very scary process to jump into. But Fernando made it as easy and stress-free as can be! He was always readily available via phone, text, or email for any questions or concerns we had. He also collected...
    read more
  • Encompass
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    Tanisha L
    Linden, NJ
    Posted on October 25th, 2019 09:08 AM
    .
  • Zillow
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    Tanisha M
    Posted on October 23rd, 2019 02:20 PM
    Fernando was absolutely amazing! He answered every question and phone call. He was always available. I will be referring all my friends and family to him!! “toot toot”!
  • Zillow
    T
    Tanisha M
    Posted on October 23rd, 2019 12:00 AM
    Fernando was absolutely amazing! He answered every question and phone call. He was always available. I will be referring all my friends and family to him!! “toot toot”!
  • Zillow
    T
    Tanisha M
    Linden, NJ
    Posted on October 23rd, 2019 12:00 AM
    Fernando was absolutely amazing! He answered every question and phone call. He was always available. I will be referring all my friends and family to him!! “toot toot”!
  • Encompass
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    Natalia F
    South Amboy, NJ
    Posted on October 8th, 2019 09:05 AM
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  • Encompass
    R
    Raouf Z
    Matawan, NJ
    Posted on August 20th, 2019 01:34 PM
    Fernando is awesome. It is great to know someone who really enjoys helping people. He's never too busy to answer a question and will try hard to find a solution to a difficult problem. His team will always be my first call when it comes to...
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    About
    As the President of Alterra Home Loans, I oversee the strategic direction and growth of one of the largest minority-owned mortgage companies in the US. I have more than 5 years of experience with Alterra, where I started as a Branch Manager and quickly rose to the positions of Regional Manager, SVP of National Production and President. I have a proven improving customer satisfaction, and fostering a diverse and inclusive culture within the organization. I have also been recognized as one of the top 100 mortgage executives in the country by Mortgage Executive Magazine, A Top 1% Originator by Scottsman Guide, and one of NAHREPs Top 250.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    FHA
    Conventional
    VA
    ITIN
    DPA
    DSCR
    Mortgage Lending
    FHA, VA, Conventional, NON-QM, ITIN
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    Positions
    • Alterra Home Loans - President
      Oct 15th, 2018 - Current
    Memberships
    • NAHREP

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1544621
    Achievements
    • 2021 - 2024 Scottsman Guide Award Recipient; 2021 - 2024 NAHREP Top 250 Recipient; Top Mortgage Executive 2024
    Hobbies
    • Skiing
    • Fishing
    • Hockey
    • View All
    Disclaimer
    Panorama Mortgage Group is an Equal Housing Opportunity Lender. Panorama Mortgage Group, LLC, d/b/a Alterra Home Loans, Legacy Home Loans, Americana Home Loans, New Vision Lending, Vision Mortgage Group, Panorama Mortgage Advisors, and Inspiro Financial is located at 6623 Las Vegas Blvd South F-200 Las Vegas NV 89119, Toll Free (877)-845-4805; NMLS #133739 (www.nmlsconsumeraccess.org).