Ray Rajput - NMLS 1589494
Branch Manager
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Good experience with them, I recommend them and the process was very fast.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Nice friendly people great they tell you everything and always call you about everything and you can talk to anyone
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that you had such a positive experience with us. I pride myself on ensuring clear communication and making sure every customer feels comfortable throughout the process. Thank you for the glowing review and the perfect score,...
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I’m glad and Very happy with the all over the loan. Great teams work. Smooth and quick .
I definitely recommend. Thank you
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I really appreciate the feedback and am looking forward to working with you again.
I was very happy with the loan processing. it was smooth and fast. I give 5 stars to the theme work.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear about your positive experience, Oulayvanh. Making the process smooth and fast is something I always strive for. Your 5-star rating and comments about my team's work are greatly appreciated. Feedback like yours helps us...
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Ray has been very easy to work with and I especially appreciate that he doesn't make you feel like your credit defines you. He was very informative and is working with us on a path to get approved for an equity line. We appreciate him very...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you so much for your kind words, Russell. I'm delighted to hear that you had such a positive experience. I believe that everyone deserves a chance, regardless of their credit history, and I'm glad I could help set you on the path to getting...
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responded to questions in a timely manner.
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
Thank you, Keith, for rating your experience with me at West Capital Lending. I'm glad to know that you appreciated my timely responses to your queries during your Cash Out Refinance process. I'm continuously working on providing the best service...
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The heart and dedication the team had to making your dreams come to true is absolutely amazing! The communication the planning every detail they are here for you until the very end! Definitely recommend to all friends and family members!!!
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm deeply moved by your kind words, Diane. It was a genuine pleasure to assist you with your purchase. At West Capital Lending, we always strive to communicate effectively and plan meticulously to ensure our clients' satisfaction. Your recommendation...
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Ray went above and beyond to complete my refi. in spite of all the challenges experienced along the way clearing the TITLE on the property. Ray was extremely diligent in connecting with those responsible for liens placed on parcel without owner...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm truly humbled by your feedback, Kevin. Hearing that you appreciated my efforts in dealing with the challenges we faced during your refi process means a lot. The complexities of clearing the title of your property were certainly unexpected,...
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Ray made our refinance so easy! He educated us well through the whole process and checks in with us periodically to see if we need anything. I know if I ever questions or need guidance I can reach out to him for advice! Will definitely use...
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Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm thrilled to hear that your refinance process was smooth and easy, Samantha! It was a pleasure assisting you with the process and providing continuous support. Remember, I'm always here to answer any questions or offer guidance when needed....
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Very efficient and professional all around
Reply from Ray Rajput - NMLS 1589494
June 30th, 2026 02:29 PM
I'm really grateful for your kind words, Rolv. I'm thrilled that you found my services to be efficient and professional. It was my pleasure to help you once again. Your satisfaction is my top priority and I'm glad I could meet your expectations....
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Purchase
Refinance
Second Mortgages - HELOC & HELoan
Mortgage
Real Estate
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Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1589494
- DRE #02202842
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Achievements
- 2022 ROCKET AWARDS - TOP FHA MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP PURCHASE MORTGAGE BROKER
- 2022 ROCKET AWARDS - TOP JUMBO MORTGAGE BROKER
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing