

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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I'm a first time homebuyer new to the whole process and I can't express enough how satisfy I have been with Luis, he has been awesome always quick to answer all our questions and emails always had are best interest at heart. His name will definitely...
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We were very impressed with the level of service Luis provided every step of the way through the process. He truly listened to our needs, answered all our many questions and delivered excellent results. He provided consistent follow up to keep...
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I will work with Luis again and again because he a professional and he goes beyond his duties. He explained with details the entire process of the loan to my client to help him to his Bank due to my client not able to drive.He was recommended...
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Luis,He is very very helpful,Making my dream come true. He doing fast and very smooth.responsible,Highly comment.I could never have asked for a better loan agent than Luis Orbegoso.
Luis and his staff helped in making my family's dream of owning a home come true. His thorough knowledge and effective communication made the process very smooth. Being a service member on a military move, Luis was able to provide the various...
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I had the opportunity work with many Loan officers but Luis E. Orbegoso,impressed me with his knowledge and efficiency. He would answer his phone even on non-business hours which I really appreciated. He was very helpful and diligent throughout...
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Three words: Luis is awesome! I had the best experience getting a loan with Luis's expertise. I needed a good loan rate to purchase a decent house as I am a first time home buyer semi-fresh out of college. From the first call I made to the...
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I could never have asked for a better loan agent than Luis Orbegoso. He is very good at what he does, probably the best I have ever had work for me. He is very knowledgeable, professional, and responds very quickly to any questions or concerns...
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This guy works his tail off, gets the job done, and gets it done fast. I had a very complicated situation and he was clear, consistent, responsive, and through in explaining every step that needed to get done. I've had my doubts about Rea Estate...
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Luis was very helpful through the whole process. We closed in 12 days!! He made the process a lot more simple than I thought it would be. He even created templates for us explaining everything to the last detail. It didn't matter what time...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing