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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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San Jose State University
San Jose State University
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Reviews from Web
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    Adam M
    Posted on October 8th, 2026 09:04 PM
    New American Funding - Luis E. Orbegoso NMLS #304029 has received a review with 5 star rating from Adam M
    Reply from Owner
    October 19th, 2026 03:04 PM
    Thank you for the excellent rating, Adam. I'm pleased to know that your experience with New American Funding was a positive one.
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    Adam M
    Camarillo, CA
    Posted on October 8th, 2026 09:03 PM
    Luis and his whole team were great. They were attentive and worked with us through the whole process. they had great communication and made the whole process easy. I will definitely refer them to whomever. Thank you.
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    Reply from Luis Orbegoso
    October 20th, 2026 06:37 PM
    Adam, I'm glad to hear that you had a positive experience with my team and me at New American Funding. Your feedback about our attentiveness and communication is greatly appreciated, and I'm thankful for your intention to refer us to others....
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    Cecilia M
    Posted on October 8th, 2026 06:40 PM
    Highly recommend Luis for a seamless, guided and informative experience!
    Reply from Owner
    October 19th, 2026 03:55 PM
    Cecilia, I'm grateful for your kind recommendation and pleased to hear that you found the experience seamless and informative. At New American Funding, I strive to provide guidance that meets your needs.
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    Cecilia M
    Camarillo, CA
    Posted on October 8th, 2026 06:40 PM
    This is our second time using Luis and we couldn't be more happier with our experience. Luis went above and beyond with communication and service, his knowledge was unmatched ! Thank you Luis for a seamless experience!
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    Reply from New American Funding - Luis E. Orbe...
    October 8th, 2026 06:46 PM
    Cecilia, I'm grateful for your kind words and for choosing to work with me again. It means a lot to know that my communication and service met your expectations. At New American Funding, we're committed to providing a seamless experience, and...
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    Patrick D
    San Jose, CA
    Posted on September 30th, 2026 11:51 PM
    Luis was extremely attentive and responsive throughout the process, especially dealing with multiple parties and ensuring a sucessful closing. It was a pleasure working with Luis (again)!
    Reply from New American Funding - Luis E. Orbe...
    October 2nd, 2026 06:46 PM
    I'm thankful for your kind words, Patrick. I'm glad I could assist you effectively with all the parties involved and ensure a successful closing. It was truly a pleasure to work with you once more through New American Funding.
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    Patrick D
    Posted on September 30th, 2026 11:31 PM
    Luis was extremely attentive and responsive throughout the process, especially dealing with multiple parties and ensuring a successful closing. It was a pleasure working with Luis (again)!
    Reply from Owner
    October 1st, 2026 12:18 AM
    Thank you so much, my friend. Your words truly mean a lot to me, especially coming from someone I’ve had the pleasure of working with and building a friendship with over the years.I’m grateful for your continued trust and for the opportunity...
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    Ngoc T H
    San Jose, CA
    Posted on September 29th, 2026 11:41 PM
    Great as he was very fast and supportful
    Reply from New American Funding - Luis E. Orbe...
    October 2nd, 2026 06:46 PM
    Ngoc, I'm happy to know that you found my support and speed helpful during the process. At New American Funding, we aim to make every step as efficient and supportive as possible.
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    Natalie H
    Posted on September 29th, 2026 11:31 PM
    Very Fast, Great support!!
    Reply from Owner
    September 30th, 2026 12:39 AM
    Natalie, I appreciate the opportunity and trust given to assist you with the purchase of the new family home. I am a phone call away should you and the family have questions. Thank you #putmetowork
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    Aracely T
    Posted on September 5th, 2026 08:28 PM
    I was Lucky to find Luis Obregoso with New Amerindian Funding. He is very knowledgeable and persistent to help in obtaining a construction loan. No BS, just straightforward and honest. Would highly recommend.
    Reply from Owner
    September 6th, 2026 01:16 AM
    Aracely,Thank you so much for your heartfelt review and, most importantly, for trusting me and my team with such an important project. It was truly a pleasure working with you and being able to help make your one-time construction loan a reality....
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    Aracely T
    San Jose, CA
    Posted on September 4th, 2026 04:56 PM
    Luis is very persistant and it pays off! He was with us every step of the way. He has very good communicative skills. :)
    Reply from New American Funding - Luis E. Orbe...
    September 5th, 2026 02:47 AM
    Aracely, I appreciate your kind words about my persistence and communication skills. I'm glad I could be with you every step of the way. My TEAM and i appreciate the opportunity given in assisting you and your husband with your One Time Construction...
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    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing