

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Reviews from Web
An amazing team was very helpful and was very pleasant to work with. Never rushed explained every detail to the dot. Made purchase easy and assisted in the best ways possible
Reply from Luis Orbegoso
August 13th, 2026 05:17 PM
Miguel, I'm pleased to know that you found the team helpful and pleasant to work with. It's great to hear that everything was explained thoroughly and that the purchasing process was made easy for you.
Top notch lender and best rates!
Reply from Owner
August 2nd, 2026 03:07 AM
Mike, I appreciate the opportunity given in making your real estate investment come true. Thank you so much for the great review. I am a call/text message away if any questions or in need of my support. #putmetowork
The whole process
Reply from New American Funding - Luis E. Orbe...
August 1st, 2026 05:29 PM
I'm pleased to know that the whole process met your expectations, Michael. Thank you for your feedback, and if there's anything else you need, please feel free to reach out.
Had an amazing experience with Luis. He and his team truly do make the wish and dream of being a home owner come true.
Reply from Owner
July 29th, 2026 03:52 AM
Miguel, I truly appreciate the review and I made your goal my goal. I appreciate your support to make it real. I am here if you or your circle need my support. Thank you for your trust 🙏🏽
Great experience. I will recommend.
Reply from Owner
July 27th, 2026 08:45 PM
Jose, i am happy to hear you had a great experience and your recommendation means a ton to me! Glad I was able to accomplish your goal of homeownership for the first time. I am call or text message away to continue the journey should you have...
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Working with Luis made the entire home purchasing process feel smooth and stress-free. He is knowledgeable, professional, and always kept me informed at every step. He answered my questions clearly and made me feel confident throughout the...
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Reply from Owner
July 13th, 2026 03:38 PM
I'm glad to hear that your home purchasing process felt smooth and stress-free, Rosa. It was my goal to provide clear answers and keep you informed every step of the way. Your recommendation means a great deal to me, and I'm thankful for your...
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Luis is amazing,he goes above and beyond to make sure you get approved for the loan, in our loan, he even helped persuade the seller to agree to our terms, luis is the example of someone who finds a way to get it done
Reply from Owner
June 24th, 2026 02:16 PM
Hector, your words expressed on your awesome review means so much to me and I thankful for you putting your trust in me to go make this win for you and your family ❤️ thank you 🙏🏽 #putmetowork
Great experience, Luis worked tirelessly helping us achieve our goal.
Reply from Owner
May 15th, 2026 05:00 AM
Marc, I made your goal my goal! I truly appreciate the trust you put on me and my team. I am a call away when you or your family need my support.
Communication, availability, transparency, work ethic, knowledge.
Reply from New American Funding - Luis E. Orbe...
May 15th, 2026 04:08 AM
Marc, I appreciate your recognition of these important aspects of my work. I'm glad to know that communication and transparency were beneficial to your experience. If there's anything else I can assist you with, please feel free to reach out....
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He is literally the best.
Reply from Owner
May 15th, 2026 01:22 AM
Thank you very much for expressing how you feel about the work I provide to you and your clients. It is a true honor to be a friend and lending partner 🙏🏽
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
ITIN
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing