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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re...... Show More
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San Jose State University
San Jose State University
Overall Ratings
5.0
(126)
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Reviews from Web
  • 5.0
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    R
    Rosa E
    Posted on July 1st, 2026 06:31 AM
    Working with Luis made the entire home purchasing process feel smooth and stress-free. He is knowledgeable, professional, and always kept me informed at every step. He answered my questions clearly and made me feel confident throughout the...
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  • 5.0
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    Hector M
    Posted on June 24th, 2026 01:17 PM
    Luis is amazing,he goes above and beyond to make sure you get approved for the loan, in our loan, he even helped persuade the seller to agree to our terms, luis is the example of someone who finds a way to get it done
    Reply from Owner
    June 24th, 2026 02:16 PM
    Hector, your words expressed on your awesome review means so much to me and I thankful for you putting your trust in me to go make this win for you and your family ❤️ thank you 🙏🏽 #putmetowork
  • 5.0
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    Marc P C
    Posted on May 15th, 2026 03:49 AM
    Great experience, Luis worked tirelessly helping us achieve our goal.
    Reply from Owner
    May 15th, 2026 05:00 AM
    Marc, I made your goal my goal! I truly appreciate the trust you put on me and my team. I am a call away when you or your family need my support.
  • 5.0
    Encompass
    M
    Marc P
    San Jose, CA
    Posted on May 15th, 2026 03:48 AM
    Communication, availability, transparency, work ethic, knowledge.
    Reply from New American Funding - Luis E. Orbe...
    May 15th, 2026 04:08 AM
    Marc, I appreciate your recognition of these important aspects of my work. I'm glad to know that communication and transparency were beneficial to your experience. If there's anything else I can assist you with, please feel free to reach out....
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  • 5.0
    google
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    Ali M
    Posted on May 15th, 2026 01:10 AM
    He is literally the best.
    Reply from Owner
    May 15th, 2026 01:22 AM
    Thank you very much for expressing how you feel about the work I provide to you and your clients. It is a true honor to be a friend and lending partner 🙏🏽
  • 5.0
    Encompass
    A
    Ali M
    San Jose, CA
    Posted on May 15th, 2026 01:10 AM
    Luis is simply the best I have worked on several transactions with him and I have seen first hand how well he educates the client keeps my team and I up to date and in the loop. He is literally the best loan officer I have worked with.
    Reply from New American Funding - Luis E. Orbe...
    May 15th, 2026 01:29 AM
    Thank you so much, Ali. I'm truly glad to hear that our collaboration has been positive and informative for both you and your team. Keeping everyone updated and ensuring a smooth transaction process is always my goal. I appreciate your kind...
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  • 5.0
    Encompass
    R
    Rebecca A G
    San Jose, CA
    Posted on May 12th, 2026 03:06 PM
    Excellence
    Reply from Luis Orbegoso
    May 12th, 2026 06:03 PM
    Rebecca, thank you for your feedback. I'm glad to know that you had a positive experience. i value you and i look forward to our next transaction together. Gracias for putting your trust in me and my team here at NAF.
  • 5.0
    google
    N
    Nancy C
    Posted on May 12th, 2026 02:03 PM
    Luis Obregoso was such an amazing person to work with, would definitely recommend to friends and family. I had an amazing experience!
    Reply from Owner
    May 15th, 2026 01:30 AM
    Thank you, Nancy, for your positive feedback. I'm glad to hear you had a great experience working with me. Your recommendation means a lot, and I'm here if you or your loved ones need assistance in the future.
  • 5.0
    Encompass
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    Nancy C C
    San Jose, CA
    Posted on May 12th, 2026 02:02 PM
    Quick responses and very proactive throughout my whole process.
    Reply from New American Funding - Luis E. Orbe...
    May 12th, 2026 06:01 PM
    Nancy, it was a true pleasure to have been able to make your 1st time home buyer experience a positive one. Communication is a skill that i take pride of as well of being on top of clients file to meet the goal. i hope you can share your experience...
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  • 5.0
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    Z
    Zack R
    Posted on April 3rd, 2026 11:27 PM
    Thanks Luis for making this work for me. You listened to my situation and what I needed, then put me in a great deal. Thank for making this process simple and putting me in a way better situation!
    Reply from New American Funding - Luis E. Orbe...
    April 3rd, 2026 11:55 PM
    I'm glad I could assist with your needs, Zack. Listening and understanding your situation was essential to finding the right deal for you. It’s great to hear that the process felt simple and beneficial. Should you have any questions or need...
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  • 10 of 126
    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
    605
    /850
    Search Rank Score
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing