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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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San Jose State University
San Jose State University
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  • Encompass
    M
    Miguel A S
    Modesto, CA
    Posted on August 3rd, 2026 05:17 PM
    An amazing team was very helpful and was very pleasant to work with. Never rushed explained every detail to the dot. Made purchase easy and assisted in the best ways possible
    Reply from Luis Orbegoso
    August 13th, 2026 05:17 PM
    Miguel, I'm pleased to know that you found the team helpful and pleasant to work with. It's great to hear that everything was explained thoroughly and that the purchasing process was made easy for you.
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    Mike J
    Posted on August 1st, 2026 05:31 PM
    Top notch lender and best rates!
    Reply from Owner
    August 2nd, 2026 03:07 AM
    Mike, I appreciate the opportunity given in making your real estate investment come true. Thank you so much for the great review. I am a call/text message away if any questions or in need of my support. #putmetowork
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    Michael A J
    Tuolumne, CA
    Posted on August 1st, 2026 05:24 PM
    The whole process
    Reply from New American Funding - Luis E. Orbe...
    August 1st, 2026 05:29 PM
    I'm pleased to know that the whole process met your expectations, Michael. Thank you for your feedback, and if there's anything else you need, please feel free to reach out.
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    Miguel S 1
    Posted on July 29th, 2026 02:22 AM
    Had an amazing experience with Luis. He and his team truly do make the wish and dream of being a home owner come true.
    Reply from Owner
    July 29th, 2026 03:52 AM
    Miguel, I truly appreciate the review and I made your goal my goal. I appreciate your support to make it real. I am here if you or your circle need my support. Thank you for your trust 🙏🏽
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    Jose S
    Posted on July 27th, 2026 08:25 PM
    Great experience. I will recommend.
    Reply from Owner
    July 27th, 2026 08:45 PM
    Jose, i am happy to hear you had a great experience and your recommendation means a ton to me! Glad I was able to accomplish your goal of homeownership for the first time. I am call or text message away to continue the journey should you have...
    read more
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    R
    Rosa E
    Posted on July 1st, 2026 06:31 AM
    Working with Luis made the entire home purchasing process feel smooth and stress-free. He is knowledgeable, professional, and always kept me informed at every step. He answered my questions clearly and made me feel confident throughout the...
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    Reply from Owner
    July 13th, 2026 03:38 PM
    I'm glad to hear that your home purchasing process felt smooth and stress-free, Rosa. It was my goal to provide clear answers and keep you informed every step of the way. Your recommendation means a great deal to me, and I'm thankful for your...
    read more
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    Hector M
    Posted on June 24th, 2026 01:17 PM
    Luis is amazing,he goes above and beyond to make sure you get approved for the loan, in our loan, he even helped persuade the seller to agree to our terms, luis is the example of someone who finds a way to get it done
    Reply from Owner
    June 24th, 2026 02:16 PM
    Hector, your words expressed on your awesome review means so much to me and I thankful for you putting your trust in me to go make this win for you and your family ❤️ thank you 🙏🏽 #putmetowork
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    Marc P C
    Posted on May 15th, 2026 03:49 AM
    Great experience, Luis worked tirelessly helping us achieve our goal.
    Reply from Owner
    May 15th, 2026 05:00 AM
    Marc, I made your goal my goal! I truly appreciate the trust you put on me and my team. I am a call away when you or your family need my support.
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    Marc P
    San Jose, CA
    Posted on May 15th, 2026 03:48 AM
    Communication, availability, transparency, work ethic, knowledge.
    Reply from New American Funding - Luis E. Orbe...
    May 15th, 2026 04:08 AM
    Marc, I appreciate your recognition of these important aspects of my work. I'm glad to know that communication and transparency were beneficial to your experience. If there's anything else I can assist you with, please feel free to reach out....
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    Ali M
    Posted on May 15th, 2026 01:10 AM
    He is literally the best.
    Reply from Owner
    May 15th, 2026 01:22 AM
    Thank you very much for expressing how you feel about the work I provide to you and your clients. It is a true honor to be a friend and lending partner 🙏🏽
  • 10 of 131
    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing