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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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San Jose State University
San Jose State University
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Reviews from Web
  • Zillow
    P
    Philip N
    Dublin, CA
    Posted on December 22nd, 2017 12:00 AM
    Luis was our Home Mortgage lender for our new Home in Dublin . We had a fantastic experience working with Luis for the whole process . He was well organized , articulate , pleasant and very quick to respond on all our needs . There were occasions...
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  • Zillow
    B
    Bshyamm
    Livermore, CA
    Posted on October 10th, 2017 12:00 AM
    I'm very very glad I worked with Luis for our first home. He was very patient and explained things over and over again until I got it. He was available literally 24/7 for any questions I had. I constantly texted him and got immediate responses....
    read more
  • Zillow
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    Vincentsuarez4
    Lathrop, CA
    Posted on August 14th, 2017 12:00 AM
    Our first time meeting Luis was in June. We met hime because we wanted to purchase our first home. As first time buyers my wife Michelle and I were nervous and didn't know what to expect. We had questions and Luis had answers. He walked us...
    read more
  • Zillow
    N
    Newman180
    San Jose, CA
    Posted on July 30th, 2017 12:00 AM
    Luis shines in the world of complicated paperwork, confusing lingo, and a typically long vetting process. He is one of the easiest guys to get a hold of, responds within minutes at all times of day/week and usually can provide an answer at...
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  • Zillow
    B
    Baby T
    San Jose, CA
    Posted on July 24th, 2017 12:00 AM
    I've known Luis for 8 wonderful years and I couldn't be more grateful that our paths crossed. Luis is an outstanding, highly knowledgeable, experienced mortgage consultant who will make sure the borrower/s' interests are protected by taking...
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  • Zillow
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    Zuser20170107133710539
    Felton, CA
    Posted on July 20th, 2017 12:00 AM
    Luis helped us with our recent home purchase. It was extremely pleasurable experience working with Luis. He was very approachable, responsive, and available to answer any questions we had at any time. He was very good in understanding our requirements...
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  • Zillow
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    User9433811
    Dublin, CA
    Posted on July 5th, 2017 12:00 AM
    Luis was very helpful in guiding us through the home buying process, which can be stressful at times! He was extremely communicative and willing to speak at any time of the day.
  • Zillow
    D
    Dipali P
    Castro Valley, CA
    Posted on May 25th, 2017 12:00 AM
    We reached out to Luis in February 2017 as potential first-home buyers. He was warm, friendly, knowledgeable and we connected immediately. We knew were in safe hands from the get go! Purchasing a first home can be a very intimidating and daunting...
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  • Zillow
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    Inspired 0
    San Ramon, CA
    Posted on February 5th, 2017 12:00 AM
    While shopping for a home in San Ramon we were lucky to have met Luis Orbegoso, who little did we know at the time turned out to be the best mortgage consultant we could have wished for. Luis started by providing us competitive key information...
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  • Zillow
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    Freddyseen
    Dublin, CA
    Posted on February 4th, 2017 12:00 AM
    Luis was always available to answer my questions and made the process easy to follow. It was a pleasure working with Luis. I highly recommend Luis.
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    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing