

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Luis was our Home Mortgage lender for our new Home in Dublin . We had a fantastic experience working with Luis for the whole process . He was well organized , articulate , pleasant and very quick to respond on all our needs . There were occasions...
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I'm very very glad I worked with Luis for our first home. He was very patient and explained things over and over again until I got it. He was available literally 24/7 for any questions I had. I constantly texted him and got immediate responses....
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Our first time meeting Luis was in June. We met hime because we wanted to purchase our first home. As first time buyers my wife Michelle and I were nervous and didn't know what to expect. We had questions and Luis had answers. He walked us...
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Luis shines in the world of complicated paperwork, confusing lingo, and a typically long vetting process. He is one of the easiest guys to get a hold of, responds within minutes at all times of day/week and usually can provide an answer at...
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I've known Luis for 8 wonderful years and I couldn't be more grateful that our paths crossed. Luis is an outstanding, highly knowledgeable, experienced mortgage consultant who will make sure the borrower/s' interests are protected by taking...
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Luis helped us with our recent home purchase. It was extremely pleasurable experience working with Luis. He was very approachable, responsive, and available to answer any questions we had at any time. He was very good in understanding our requirements...
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Luis was very helpful in guiding us through the home buying process, which can be stressful at times! He was extremely communicative and willing to speak at any time of the day.
We reached out to Luis in February 2017 as potential first-home buyers. He was warm, friendly, knowledgeable and we connected immediately. We knew were in safe hands from the get go! Purchasing a first home can be a very intimidating and daunting...
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While shopping for a home in San Ramon we were lucky to have met Luis Orbegoso, who little did we know at the time turned out to be the best mortgage consultant we could have wished for. Luis started by providing us competitive key information...
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Luis was always available to answer my questions and made the process easy to follow. It was a pleasure working with Luis. I highly recommend Luis.
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing