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New American Funding - Luis E. Orbegoso NMLS #304029 - Sr. Mortgage Loan Officer in San Jose, CA

New American Funding - Luis E. Orbegoso NMLS ...

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Sr. Mortgage Loan Officer

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San Jose State University
San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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San Jose State University
San Jose State University
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Reviews from Web
  • Zillow
    Z
    Zuser20150802142040420
    San Jose, CA
    Posted on October 4th, 2016 12:00 AM
    Luis recently helped me refinance and purchase a new home and the exploiter nice was great. He was professional and truly cared about me getting this home. I would recommend him to anyone looking for real estate services.
  • Zillow
    D
    Diana M
    Stockton, CA
    Posted on October 3rd, 2016 12:00 AM
    When I walked into his office I had no clue how the process was going to be but he started to orient me step-by-step and gave me the confidence to ask each and every question I had . He is very nice and knowledgeable in his field and knows...
    read more
  • Zillow
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    User649287486
    Boulder Creek, CA
    Posted on September 29th, 2016 12:00 AM
    Luis makes the impossible happen! Always ahead of the curve, he helped us get a loan at rates nobodody could touch, guiding us every step of the way. If you like working with pleasant cheerful and efficient people, Luis is your man.
  • Zillow
    F
    Fernando M
    Merced, CA
    Posted on August 8th, 2016 12:00 AM
    Luis has always been fast and professional when working on my loans. I needed this last loan to close by the end of the month and he made it possible. Thank you Luis.
  • Zillow
    M
    Mukirimeeme
    Castro Valley, CA
    Posted on July 20th, 2016 12:00 AM
    As a first time home buyer, i wasn't familiar with the home buying process but Luis was very helpful during the process. he has been awesome always quick to answer all our questions and emails always had are best interest at heart.
    Reply from Owner
    July 21st, 2016 12:00 AM
    Thank you very much for review and I am here should you need my support with your mortgage or future real estate envedeours. Enjoy your new home!
  • Zillow
    C
    Charlieb005
    Oakland, CA
    Posted on July 13th, 2016 12:00 AM
    I had a different loan agent before Luis and they were terrible! I think Luis must have called/texted/emailed me more in the first two days of working with him than my previous loan agent had done in 2 months! As a first time homebuyer, Luis...
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  • Zillow
    B
    Badrisree
    Fremont, CA
    Posted on July 13th, 2016 12:00 AM
    I had a highly satisfying experience working with Luis for my home loan closure. A 30 day closure that Luis promised me at the beginning was perfectly executed, with at most professionalism without sacrificing any of the formalities. I was...
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  • Zillow
    V
    Vikram R
    Santa Clara, CA
    Posted on April 28th, 2016 12:00 AM
    Luis is simply AWESOME! I am a 2nd time home buyer and have worked with a LOT of loan professionals. There is NO ONE quite like Luis. His responsiveness is unmatched - weekend, late nights, holidays, weekdays. If you text or email Luis you...
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  • Zillow
    E
    Edgarjabil
    Stockton, CA
    Posted on October 12th, 2014 12:00 AM
    thanks a lot to Luis. to make the story short he was the fourth agent to work with our case and pulled it off not like the 1st, 2nd, and 3rd, there was plenty of struggles and lots of work to do but never reached the finish line. once again,...
    read more
  • Zillow
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    Venus J
    Stockton, CA
    Posted on September 20th, 2014 12:00 AM
    Mr. Luis E. Orbegoso is a one of a kind agent. We were able to get our house with his help,hardwork, and patience. We've been turned down twice with our loan officer, We were disappointed and decided not pursue in purchasing a house again.My...
    read more
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    About
    I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Specialities
    Fluent in Spanish
    Fluid Communicator
    Great positive service
    I make myself 7 days of the week!
    Underwriting background
    ITIN
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    Education
    • San Jose State University
      Business Administration / Marketing
      San Jose State University logo
    Positions
    • New American Funding - Sr. Mortgage Loan Officer
      Mar 28th, 2025 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2004

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #304029
    Achievements
    • Proud Father of 2 daughter whom they have completed 4 yrs of University!
    • Homeowner since 2001
    Hobbies
    • Daily Walker - 7.34 miles 5 days of the week
    • Avid Craft Beer fanatic
    • Sport Fan of Sf 49ers, Soccer, LA Lakers
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing