

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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Luis recently helped me refinance and purchase a new home and the exploiter nice was great. He was professional and truly cared about me getting this home. I would recommend him to anyone looking for real estate services.
When I walked into his office I had no clue how the process was going to be but he started to orient me step-by-step and gave me the confidence to ask each and every question I had . He is very nice and knowledgeable in his field and knows...
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Luis makes the impossible happen! Always ahead of the curve, he helped us get a loan at rates nobodody could touch, guiding us every step of the way. If you like working with pleasant cheerful and efficient people, Luis is your man.
Luis has always been fast and professional when working on my loans. I needed this last loan to close by the end of the month and he made it possible. Thank you Luis.
As a first time home buyer, i wasn't familiar with the home buying process but Luis was very helpful during the process. he has been awesome always quick to answer all our questions and emails always had are best interest at heart.
Reply from Owner
July 21st, 2016 12:00 AM
Thank you very much for review and I am here should you need my support with your mortgage or future real estate envedeours. Enjoy your new home!
I had a different loan agent before Luis and they were terrible! I think Luis must have called/texted/emailed me more in the first two days of working with him than my previous loan agent had done in 2 months! As a first time homebuyer, Luis...
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I had a highly satisfying experience working with Luis for my home loan closure. A 30 day closure that Luis promised me at the beginning was perfectly executed, with at most professionalism without sacrificing any of the formalities. I was...
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Luis is simply AWESOME! I am a 2nd time home buyer and have worked with a LOT of loan professionals. There is NO ONE quite like Luis. His responsiveness is unmatched - weekend, late nights, holidays, weekdays. If you text or email Luis you...
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thanks a lot to Luis. to make the story short he was the fourth agent to work with our case and pulled it off not like the 1st, 2nd, and 3rd, there was plenty of struggles and lots of work to do but never reached the finish line. once again,...
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Mr. Luis E. Orbegoso is a one of a kind agent. We were able to get our house with his help,hardwork, and patience. We've been turned down twice with our loan officer, We were disappointed and decided not pursue in purchasing a house again.My...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing