

New American Funding - Luis E. Orbegoso NMLS ...
Sr. Mortgage Loan Officer


San Jose State University
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can re... Show More
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I highly recommend Luis, we just purchase a house he was extremely heblpful and honest !!! He was always available 24/7 to answer any questions or concerns we had. He made the process so easy and fast, we closed within 30 days!!! it was a pleasure...
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I originally was going to work with a credit union bank but Luis was referred to me by a friend. I did not have high hopes since Wells Fargo's website list higher rates than my credit union, but I figured I had nothing to lose by giving Luis...
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We really appreciated how Luis made himself available any time we had questions or concerns regarding our loan, and he tried to explain everything thoroughly. We very much enjoyed working with him!
He explained everything to us very clearly. Luis, was always available when we had a question. he made us feel very comfortable throughout this process.
We are lucky to have Luis as our loan agent so that we can close on time. He clearly explained each step of the loan process and gave us some good advises. He is always available by phone and email anytime we needed. If you need a loan agent,...
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Luis is very professional, experienced, helpful and reliable. He was quick in getting things done to move forward with the application from start to finish. He is always there to answer any questions or concerns you have. I would highly recommend...
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Luis is very friendly and knowledgeable. Extremely fast in his responses, we would drop him a text message or mail, he would reply them in minutes that was great. We are first time buyers, he helped us in securing a good rate with some credit...
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Luis Orbegoso, was in this refinance with us for the long haul. He help us put together our information, explained our options and was available to answer all of our questions as they came up.Luis made him self available 24/7, he has great...
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I had great experience working with Luis for my 1st home purchase. He is professional, honest and always available for answering all queries and concerns. Everything was made easy and on time.
I would like to take this opportunity to let everyone who reads this how happy I am with the service Luis provided on the purchase of my most recent investment property- Luis demonstrated pride in his work and professionalism to its fullest...
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About
I have been in the mortgage industry since May of 2004. I thrive on Communication, Quality, Service, and Education! I cater to realtors and their clients where 95% of my business come from. ALL my business is 100% referral based. You can reach me 7 days of the week via phone, text or email. I do host Open Houses, meet clients and partners face to face. I maintain a heavy trust of making sure your client stays with you and keep you in constant communication regarding your lead/client file. I am fluent in espanol
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Specialities
Fluent in Spanish
Fluid Communicator
Great positive service
I make myself 7 days of the week!
Underwriting background
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Education
- San Jose State UniversityBusiness Administration / Marketing

Positions
- New American Funding - Sr. Mortgage Loan Officer Mar 28th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #304029
Achievements
- Proud Father of 2 daughter whom they have completed 4 yrs of University!
- Homeowner since 2001
Hobbies
- Daily Walker - 7.34 miles 5 days of the week
- Avid Craft Beer fanatic
- Sport Fan of Sf 49ers, Soccer, LA Lakers
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing