Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
This is a second time. Viri has helped me purchasing a home she is very well knowledged and very easy to get a hold of and very helpful
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Joseph, I'm pleased to hear that your home buying experience went smoothly once again. Supporting you with knowledgeable and accessible service is always my goal. If there's anything else I can assist you with in the future, please don't hesitate...
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This is a second time. Viri has helped me purchasing a home she is very well knowledged and very easy to get a hold of and very helpful
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Joseph, I'm pleased to hear that your home buying experience went smoothly once again. Supporting you with knowledgeable and accessible service is always my goal. If there's anything else I can assist you with in the future, please don't hesitate...
read more
I had a great experience working with Viri as my loan coordinator. She was professional, helpful, and guided me through the home-buying process with care. She took the time to explain important steps and made sure everything stayed on track...
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Reply from Owner
April 13th, 2026 08:27 PM
I’m so glad I could help guide you through each step and make the process feel a little less overwhelming. Buying your first home is a big milestone, and my goal is always to make sure everything stays on track while you feel informed and supported...
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Viri Martinez was very helpful and keep informed on everything that was going she the best.
Reply from Owner
April 9th, 2026 08:41 PM
I appreciate your feedback, Jody. I'm glad to know that you felt informed every step of the way. If you have any further questions or need additional assistance, please feel free to reach out. Thank you for your kind words!
Viri Martínez was absolutely fantastic, especially with us being first-time homebuyers. They were extremely patient, kind, and professional, taking the time to explain every option available to us. We never felt rushed or pressured. We truly...
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Reply from Owner
April 7th, 2026 06:45 PM
It's great to hear that your experience as a first-time homebuyer was so positive, Armando. Guiding you through each option with patience and professionalism is something I always strive for, and it's rewarding to know you felt supported without...
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There are not enough words to express my sincere gratitude to Viri, who did an excellent job throughout my entire loan application process. If you ever need assistance, I would recommend her without a second thought. In short, she was of incalculable...
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Reply from Owner
April 7th, 2026 04:51 PM
I'm grateful for your kind words and recommendation, Jose. It’s rewarding to know that I could assist you so profoundly during your loan application process. If you need help in the future or have any questions, please don't hesitate to reach...
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Viri Martinez has received a review with 5 star rating from Jay L
Reply from Owner
January 17th, 2026 09:04 PM
I appreciate the positive rating, Jay. If there's anything you'd like to discuss or if you have any questions in the future, feel free to reach out.
Very commicative and always helpful when we were in need
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm glad to hear that you felt supported and informed throughout the process. Being there when needed and maintaining clear communication are priorities I hold close. If there's anything further you wish to discuss or any way I can assist down...
read more
Very commicative and always helpful when we were in need
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm glad to hear that you felt supported and informed throughout the process. Being there when needed and maintaining clear communication are priorities I hold close. If there's anything further you wish to discuss or any way I can assist down...
read more
I would 100% would recommend Viri and the new American funding team! She helped us successfully buy our first home! She goes through everything with you. She made sure it was a stress free process and we couldn’t have been happier with the...
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Reply from Owner
January 17th, 2026 09:05 PM
I'm really pleased to hear about your positive experience. Helping you buy your first home and ensuring a smooth process was truly rewarding. I'm grateful for your kind words and recommendation. If you ever have questions or need assistance...
read more
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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+8
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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