Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
We loved the team! They answered every question we had . They made it a stress free process! We couldn't have been happier
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm glad to hear that you had such a positive experience! It’s important to me to ensure that everything goes smoothly and your questions are addressed promptly. If you need anything else or have more questions in the future, don't hesitate...
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We loved the team! They answered every question we had . They made it a stress free process! We couldn't have been happier
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm glad to hear that you had such a positive experience! It’s important to me to ensure that everything goes smoothly and your questions are addressed promptly. If you need anything else or have more questions in the future, don't hesitate...
read more
Very efficient. The whole transaction went through smoothly. My questions were always answered and referred to appropriate source as needed. Thank you Viri.
Reply from Owner
December 8th, 2025 06:07 PM
I appreciate your feedback, Velma. I'm glad to hear that the process was efficient and that your questions were addressed promptly. It's important to me that any concerns you have are thoroughly answered and directed appropriately. If there’s...
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Grateful to have worked with loan officer, Viri Martinez on a recent transaction! She ensured that our closing went through smoothly and on time. Her kindness and professionalism made the process so seamlessly from start to finish. ⭐️ Thank...
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Reply from Owner
October 28th, 2025 05:20 PM
Thank you so much for the kind words! It was truly a pleasure working with you and your team on this transaction. I really appreciate your professionalism and great communication throughout it makes all the difference in getting to a smooth,...
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Both Viri and Breanna were there to answer our questions and update us promptly on the loan process. Buying a house can be a stresfful transaction for many, however, they have made it truly remarkable and simple. I wish most homebuyers could...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for your kind words! Working with first-time buyers like you in Cape Coral is always special. I’m so glad we were able to make the process stress-free and even close ahead of schedule. You made it such a smooth experience,...
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Both Viri and Breanna were there to answer our questions and update us promptly on the loan process. Buying a house can be a stresfful transaction for many, however, they have made it truly remarkable and simple. I wish most homebuyers could...
read more
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much for your kind words! Working with first-time buyers like you in Cape Coral is always special. I’m so glad we were able to make the process stress-free and even close ahead of schedule. You made it such a smooth experience,...
read more
Viri is amazing! Bilingual and has been in the business many years, highly recommend!
Reply from Owner
October 28th, 2025 05:21 PM
Thank you so much for the kind words!
Excellent loan officer.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much, Tamara! It was great working alongside you to help your buyer close smoothly. I truly appreciate your partnership and look forward to teaming up again soon!
Excellent loan officer.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much, Tamara! It was great working alongside you to help your buyer close smoothly. I truly appreciate your partnership and look forward to teaming up again soon!
Working with Viri and Breanna was truly a great experience. Very knowledgeable staff and incredibly responsive, which is something you definitely want when buying a home. They made the transaction seamless and they both supported us throughout...
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Reply from Owner
October 27th, 2025 07:56 PM
Thank you so much for your kind review! From start to finish, you stayed engaged and made the process easy to navigate. Wishing you nothing but happiness and new memories in your home!
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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+8
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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