Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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I recently had the pleasure of doing a closing at Viri's office. Viri is extremely personable and knowledgeable. The buyer had questions and Viri was able to quickly answer them. New American Funding has a beautiful office and even has candy...
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Reply from Owner
May 7th, 2026 06:46 PM
Kristin, I'm happy to hear that you had a positive experience at our office and enjoyed the little touches like the candy. It's great to know that I could assist the buyer effectively during the closing. Thank you for your kind words and recommendation!...
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Viri did an absolute amazing job always answered the phone and was there for any of my questions or concerns whenever I needed something explained in detail. Viri always explained everything where I could understand it made buying a house seamless...
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Reply from Owner
May 5th, 2026 07:26 PM
Josef, I'm pleased to hear that I could make the home-buying process seamless for you and provide clarity whenever you needed it. Your appreciation means a lot to me. If you have any more questions or need further assistance, I'm always here...
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Super fast responds and very on point with everything
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Miguel, I appreciate your kind words. I'm glad to hear that my quick responses and attention to detail was helpful for you and your buyers. Looking forward to many more closings together.
Super fast responds and very on point with everything
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Miguel, I appreciate your kind words. I'm glad to hear that my quick responses and attention to detail was helpful for you and your buyers. Looking forward to many more closings together.
Viri was an amazing lender. Highly recommend her to anyone looking to buy a home😊
Reply from Owner
April 28th, 2026 05:45 PM
Miguel, I'm grateful for your kind words and your recommendation. It’s nice to know that I could be a helpful part of your home-buying journey. If you ever have any questions or need assistance in the future, feel free to reach out.
(Translated by Google) It was very important for me to work with a bilingual lender in SWFL, and Viri exceeded all my expectations.She explained everything in both English and Spanish, which gave me a lot of confidence throughout the process....
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Reply from Owner
April 13th, 2026 08:25 PM
Melina, agradezco mucho tus palabras. Me alegra saber que mi capacidad para comunicarme en inglés y en español te brindó confianza durante el proceso. Si necesitas más ayuda o tienes preguntas en el futuro, no dudes en contactarme.
Ms. Viri Martínez is very courteous in her interactions. She is an excellent advisor; from the very first moment, she demonstrated extensive knowledge regarding the various types of loans available to finance a home—knowledge that enables her...
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Reply from Owner
April 13th, 2026 08:24 PM
I’m so glad I was able to provide you with clear guidance and help you understand the different home loan options available. My goal is always to make sure every client feels confident and well-informed when making such an important decision....
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I know Viri in person and she definitely goes above and beyond for her clients! Definitely recommend her! And she speaks English and Spanish! 💯
Reply from Owner
April 13th, 2026 03:16 PM
Angie, thank you so much for your appreciated words! I'm glad to hear that my efforts have made a positive impact on your experience. It’s great to know that my ability to communicate in both English and Spanish has been helpful. If you ever...
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I highly recommend Viri! She is knowledgeable, responsive, and truly dedicated to helping clients find the best loan solutions. Working with her makes the home buying process smooth and stress-free.
Reply from Owner
April 13th, 2026 03:07 PM
Thank you so much for your kind words and recommendation, it truly means a lot, especially coming from a fellow real estate professional.I love working alongside dedicated agents like you to help make the home buying process smooth, clear,...
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Viri is such a kind soul. So easy to work with and very patient. I love the way she can break down problems and create positive solutions to them. She is also very supportive. I used her services once before when inquiring about a home and...
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Reply from Owner
April 13th, 2026 03:30 PM
Carlotta, I'm grateful for your kind words. It's appreciated to hear that my approach to problem-solving and support has made a positive impression on you. Your belief in me means a lot, and I'm always here to help with any future needs you...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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