

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Viri is knowledgable, professional and kept my clients and myself informed throughout the enitre process which is very important to me.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for the kind words! It truly means a lot coming from a dedicated professional like you. I know how important communication and transparency are especially when we're working together to help our clients through such a big...
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Viri is knowledgable, professional and kept my clients and myself informed throughout the enitre process which is very important to me.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much for the kind words! It truly means a lot coming from a dedicated professional like you. I know how important communication and transparency are especially when we're working together to help our clients through such a big...
read more
(Translated by Google) Viri was an excellent person throughout the entire process of obtaining our loan, very patient and caring. I definitely recommend her 100%.(Original)Viri fue una excelente persona en todo el proceso para obtener nuestro...
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Reply from Owner
August 4th, 2025 01:39 PM
Muchas gracias por las lindas palabras, fue un placer tener la oportunidad de poderla ayudar a comprar su hogar.
It was great working withViri, she was ver helpful, professional and kept us updated during the entire process. 100% recommended
Reply from Owner
August 1st, 2025 12:15 AM
Thank you so much! It really means a lot coming from you. I know how many moving parts you manage behind the scenes, and I truly appreciated how smoothly we were able to work together throughout the process. Grateful for your collaboration...
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Working with Viri Martinez is always a pleasure. From start to finish, she was knowledgeable, professional, and incredibly helpful. She took the time to explain every step of the lending process clearly to our clients, making them feel comfortable...
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Reply from Owner
August 1st, 2025 10:04 PM
Thank you so much for your kind words! It’s always a joy to work with dedicated professionals like you. I’m so glad your client felt supported and informed throughout the mortgage process, clear communication and genuine care make all the difference,...
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Viri is absolutely wonderful!! She will answer every question, quick response time, no matter how repetitive some questions get, especially when it comes to something as important as a mortgage Viri is your best ally.
Reply from Owner
July 31st, 2025 03:02 PM
Thank you so much for your kind words! It truly means the world to me, especially coming from a mom. I know how important it is to feel like your child is in good hands especially during such a big milestone like buying their first home. I'm...
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As a first-time homebuyer in Labelle, FL, I couldn’t have asked for a better loan officer. From start to finish, Viri was incredibly efficient, responsive, and knowledgeable a true professional who made me feel supported every step of the way....
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for your kind words! Helping first-time homebuyers in Labelle is truly one of the most rewarding parts of what I do. I’m so glad you felt supported throughout the process my goal is always to make sure you feel confident,...
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As a first-time homebuyer in Labelle, FL, I couldn’t have asked for a better loan officer. From start to finish, Viri was incredibly efficient, responsive, and knowledgeable a true professional who made me feel supported every step of the way....
read more
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much for your kind words! Helping first-time homebuyers in Labelle is truly one of the most rewarding parts of what I do. I’m so glad you felt supported throughout the process my goal is always to make sure you feel confident,...
read more
I recently closed a transaction with Viri, and she was truly a pleasure to work with. Her communication was clear and consistent throughout the entire process, which made everything smoother not only for me but especially for my clients. Viri...
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Reply from Owner
July 23rd, 2025 12:29 AM
Thank you so much for the amazing review! It was a true pleasure working together on this transaction. I’m so glad we were able to create a smooth and stress-free experience for your clients. Whether it’s a first-time buyer or someone exploring...
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(Translated by Google) Viri was wonderful; throughout the entire process of buying the house, she was attentive and explained everything to me. I definitely recommend her work…(Original)Viri fue maravillosa , en todo el proceso de comprar la...
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Reply from Owner
July 20th, 2025 09:10 PM
Thank you so much for your kind words! It was truly a pleasure helping you through the homebuying process in beautiful Labelle, FL. I’m so glad to hear you felt supported and well-informed every step of the way that’s always my goal! Making...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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