

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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If you’re looking for a lender who actually answers the phone when you call, Viri is your go-to! Ever since I started working with her, she’s always picked up, been crystal clear about qualifying my clients, and if they’re not ready, she gives...
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Reply from Owner
July 7th, 2025 06:52 PM
Thank you so much for this amazing review! It truly means the world to me. I believe every client deserves honest guidance, clear communication, and a solid game plan, no matter where they are in their homebuying journey. I’m so grateful for...
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I had a good experience because communication and always keeping us informed was a big plus us! Everyone was very helpful when we had questions and they were there to answer them in a timely manner
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
I had a good experience because communication and always keeping us informed was a big plus us! Everyone was very helpful when we had questions and they were there to answer them in a timely manner
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
(Translated by Google) Thank you so much for your advice, Viridiana Martinez, for your excellent work and management. Everything went perfectly, and the closing was completed on schedule.Thank you so much.(Original)Muchas gracias por tu asesoría...
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Reply from Owner
July 7th, 2025 06:53 PM
I'm thrilled to hear that everything went perfectly and the closing was signed on time. It was a pleasure to provide you with the assistance you needed. Thank you for your kind words and trust in my work.
Viri always answer any questions that we have and make sure that everyone knows every step during the process .
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm glad to hear that I was able to answer your questions and ensure clarity throughout the process. Your satisfaction is important to me, and I appreciate your kind words.
Viri always answer any questions that we have and make sure that everyone knows every step during the process .
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm glad to hear that I was able to answer your questions and ensure clarity throughout the process. Your satisfaction is important to me, and I appreciate your kind words.
Viri was incredibly helpful throughout our loan process all the way to closing. She kept us informed at every step and helped us improve our credit so that we could close on our first home! Whenever we had questions, she was just a call or...
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Reply from Owner
June 2nd, 2025 05:38 PM
Thank you so much for your kind words! It was truly an honor to be part of your journey to homeownership. I'm so proud of all the work you put in to improve your credit you earned that home! I'm grateful for the trust you placed in me and so...
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She was very helpful in helping getting my credit back to where it needed to be so I could get a home. She was there to answer any questions
Reply from Owner
June 2nd, 2025 05:39 PM
Thank you so much for your kind words! I’m so proud of the progress you made. I’m just glad I could be a part of your journey and support you along the way. Don’t hesitate to reach out if you ever need anything in the future. Congratulations...
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(Translated by Google) We wish to express our sincere gratitude to Viri for her invaluable help in finding and purchasing our home. Her professionalism, patience, and commitment were fundamental throughout the entire process. We deeply appreciate...
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Reply from Owner
June 2nd, 2025 05:40 PM
Muchísimas gracias por sus palabras tan bonitas. De corazón, fue un honor poder acompañarlos en este proceso tan importante. Agradezco profundamente la confianza que depositaron en mí. Verlos lograr el sueño de su hogar propio me llena de alegría....
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I recently worked Viridiana in the purchase of my dream house. She was with me every step of the way from the day i completed my application until closing day she was always available to answer any questions i had. It's not everyday you meet...
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Reply from Owner
May 26th, 2025 02:35 PM
I'm thrilled to hear about your positive experience with me during your home purchase. It was a privilege to assist you every step of the way. Your kind words mean a lot, and I'm delighted to have been part of helping you achieve your dream...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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