

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Always kept us informed and was aware of deadlines.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much! I know how important clear communication and meeting deadlines are, and I’m so glad I could make the process smooth and stress-free for you. It was a pleasure working with you!
Always kept us informed and was aware of deadlines.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much! I know how important clear communication and meeting deadlines are, and I’m so glad I could make the process smooth and stress-free for you. It was a pleasure working with you!
Viri was very easy to work with and made the entire process seamlessly smooth. Would definitely recommend her to anyone who is looking for a new home.
Reply from Owner
August 11th, 2025 02:51 PM
Thank you so much for your kind words! I’m so glad to hear the process felt smooth and stress-free, that’s always my goal. I truly appreciate your recommendation and wish you all the best
cannot say enough great things about Viri Martinez! She went above and beyond to help my buyer through every step of the mortgage process. Viri took the time to explain everything in Spanish to ensure my client fully understood and felt comfortable...
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Reply from Owner
August 11th, 2025 02:52 PM
Thank you so much for your thoughtful words! Helping families feel confident every step of the way is always my top priority!
If you are looking for an honest, hard working and efficient mortgage broker who treats everyone like family, look no further than Viri. Her extensive knowledge and access to several programs provides all clients with the assurance that they...
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Reply from Owner
August 11th, 2025 02:54 PM
Your kind words mean so much! Whether it’s a first-time homebuyer loan, VA loan, or investment property financing, my goal is always to find the best solution for your needs.
I’ve had the pleasure of working with Viri on multiple transactions, quoting home insurance for her clients, and every experience has been seamless. She’s professional, communicative, and truly has her clients’ best interests at heart. I trusted...
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Reply from Owner
August 11th, 2025 02:55 PM
Thank you so much for your thoughtful words and continued trust! I truly value our partnership and love being able to provide a smooth, positive mortgage experience for every client whether they’re buying their first home or their dream home...
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Not only is Viri an incredible loan officer but an even more incredible person. She cares deeply about her clients and helps them every step of the way. We love partnering with her and her team at the Be Your Gift Group!
Reply from Owner
August 11th, 2025 02:55 PM
Thank you so much for your kind words! I’m grateful for the opportunity to support my clients and collaborate with wonderful partners like you. Helping families in Southwest Florida through every step of the mortgage process is truly my passion....
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Viri Martinez has received a review with 5 star rating from Sherry H J
Reply from Owner
August 11th, 2025 02:56 PM
I'm grateful for your wonderful review, Sherry. It's always my goal to provide the best service and ensure clear communication every step of the way. Your trust and support mean a great deal to me, and I'm thrilled to have been part of your...
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Working with Viri has been an absolute pleasure! From start to finish, she was professional, responsive, and incredibly resourceful. No matter what challenges came up during the loan process, Viri always found a way to overcome them with a...
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Reply from Owner
August 11th, 2025 02:57 PM
Karla, thank you for your wonderful review! I'm truly glad to hear that you had a positive experience from start to finish. Navigating challenges during the loan process is something I strive to handle with confidence and care, and I'm delighted...
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Working with Viri has been an incredibly smooth and positive experience. She was knowledgeable, responsive, and truly went above and beyond to guide us through the loan process. From start to finish, she made everything easy to understand and...
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Reply from Owner
August 7th, 2025 01:38 PM
Thank you so much for your heartfelt words! It was truly an honor to be part of your journey. I know how overwhelming the loan process can feel, so I’m glad I could help make things clear, calm, and smooth along the way. Your trust means everything,...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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