Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
What made my loan officer great was their communication. They were always a step ahead, providing updates before I even had to ask and responding to my emails and calls quickly. They made sure I understood every detail of the process, and I...
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Reply from Viri Martinez
October 27th, 2026 05:18 PM
I appreciate your positive feedback, Pedro. I'm glad to hear that the communication during the loan process met your expectations. Ensuring you have complete clarity and promptly responding to your inquiries is a priority for me. If there's...
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Viri was great to work with! She answered every question my client and I had, was very professional, and made the process smooth and easy. I would recommend her every time!
Reply from Owner
September 4th, 2025 02:19 PM
Thank you for the kind words. Working with you and your client was a breeze, and I’m glad every question was answered and the process felt smooth and professional, that’s the standard I aim for across SWFL.What made this one run well: a clear...
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Very easy to work with, she is on top of it all, and always keeping in the loop.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you, Robert, for your kind feedback. I'm glad to hear that you found it easy to work with me and that staying on top of everything helped keep you informed. Open communication is crucial, and I’m pleased that it contributed positively...
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Very easy to work with, she is on top of it all, and always keeping in the loop.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you, Robert, for your kind feedback. I'm glad to hear that you found it easy to work with me and that staying on top of everything helped keep you informed. Open communication is crucial, and I’m pleased that it contributed positively...
read more
Viri is such a great person to have. She is bilingual, has integrity, extremely professional and knowledgeable, she will always answer all of your questions- you will not go wrong by choosing someone like her.
Reply from Owner
August 13th, 2025 04:13 PM
Thank you Liz for taking the time to share your thoughts. I'm truly grateful for your kind words. Being bilingual and able to assist clients in a way that aligns with their needs is something I take pride in. Integrity, professionalism, and...
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Viri Martinez has received a review with 5 star rating from Erneto C
Reply from Owner
August 12th, 2025 01:33 PM
Ernesto, I'm delighted to receive a 5 star review from you. Knowing that you had a satisfying experience means a lot to me. I am committed to providing clear and thorough communication throughout each step of the process. If there is anything...
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(Translated by Google) Viri is an excellent professional. She has guided and helped me a lot in understanding how to acquire a home. She is always willing to support you with whatever you need, and her human side inspires you to channel your...
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Reply from Owner
August 12th, 2025 01:34 PM
Thank you, Ruddy, for your thoughtful words. Providing personalized attention and being there every step of the way is something I truly prioritize because everyone deserves to feel confident and informed as they work toward their goals.
Viri Martinez has received a review with 5 star rating from Sheryl W
Reply from Owner
August 12th, 2025 01:35 PM
Thank you, Sheryl, for taking the time to leave a 5 start review. Your appreciation means a great deal to me.
This is my husband and I’s second time working with Viri, and the experience was just as amazing as the first. She is knowledgeable, patient, and always available to answer our questions. The process was smooth, transparent, and stress-free,...
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Reply from Owner
August 12th, 2025 01:36 PM
I'm genuinely grateful for your continued trust and confidence. It means so much to know that you and your husband had another smooth and stress-free experience working with me. I strive to ensure that every step is clear and supportive because...
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Great working with Viri and her team! Smooth closing from start to finish!
Reply from Owner
August 13th, 2025 04:13 PM
Thank you, Shelly, for your wonderful feedback. I'm delighted to hear that the closing went smoothly for you. It's always my goal to ensure that everything flows seamlessly from start to finish. If there's anything more you need or if questions...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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+8
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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