Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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(Translated by Google) Excellent lender, always available and very patient. He helped me every step of the way with the electronic documents, explaining each step clearly and professionally. His customer service is exceptional and inspires...
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Reply from Owner
September 24th, 2025 03:23 PM
Thank you so much for the thoughtful review! E-signs and portals can feel overwhelming, so I’m glad our step-by-step walkthrough made everything clear and stress-free. Your trust means the world to me. If you or a friend in SWFL ever need a...
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What I liked most was that I received very good guidance throughout the entire process and being kept informed throughout and afterward made it simple and stress-free. I'm very grateful to the team.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for sharing this! Clear guidance and consistent updates are exactly what we aim for, so I’m thrilled it felt simple and stress-free. Our whole team is grateful for your trust, remember, we’re here for you even after closing....
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What I liked most was that I received very good guidance throughout the entire process and being kept informed throughout and afterward made it simple and stress-free. I'm very grateful to the team.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much for sharing this! Clear guidance and consistent updates are exactly what we aim for, so I’m thrilled it felt simple and stress-free. Our whole team is grateful for your trust, remember, we’re here for you even after closing....
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I'm very grateful to Viri and the entire team who helped me throughout the entire process. She always responded and clarified any questions before I became stressed, making everything easy and quick. I will definitely contact Viri at any time...
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Reply from Owner
September 5th, 2025 08:13 PM
Thank you so much for the kind words and for trusting me and our team! I’m glad our quick check-ins and clear answers kept everything stress-free and moving fast. That’s exactly how we want the mortgage process to feel.When you’re ready for...
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It was GREAT because you made the whole process clear, smooth, and stress-free. I always felt supported — thank you!
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for this. Hearing that everything felt clear, smooth, and stress-free means we hit the mark together. From day one, I focused on plain-language answers, quick check-ins, and a simple checklist so you always knew what was next. Your...
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It was GREAT because you made the whole process clear, smooth, and stress-free. I always felt supported — thank you!
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you for this. Hearing that everything felt clear, smooth, and stress-free means we hit the mark together. From day one, I focused on plain-language answers, quick check-ins, and a simple checklist so you always knew what was next. Your...
read more
Communication throughout the whole process, Viri's knowledge was top tier. I would recommend her every time
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm truly grateful for your kind words, Paula. I'm pleased to know that my communication and knowledge met your expectations. Your recommendation is incredibly valuable to me, and I'm always here to assist you with any future needs.
Communication throughout the whole process, Viri's knowledge was top tier. I would recommend her every time
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm truly grateful for your kind words, Paula. I'm pleased to know that my communication and knowledge met your expectations. Your recommendation is incredibly valuable to me, and I'm always here to assist you with any future needs.
The fact that my loan officer Viri Martinez was bilingual was a huge advantage. It removed any language barriers and made a potentially stressful process feel incredibly smooth. I was able to ask questions and receive explanations in a language...
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Reply from Owner
September 4th, 2025 02:23 PM
Thank you for sharing this. I’m grateful you trusted me with your financing. Being bilingual isn’t just a checkbox it’s about removing stress, answering every question, and making sure nothing gets lost in translation. I’m glad speaking in...
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What made my loan officer great was their communication. They were always a step ahead, providing updates before I even had to ask and responding to my emails and calls quickly. They made sure I understood every detail of the process, and I...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
I appreciate your positive feedback, Pedro. I'm glad to hear that the communication during the loan process met your expectations. Ensuring you have complete clarity and promptly responding to your inquiries is a priority for me. If there's...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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