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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
Virginia is a dynamic professional who is extremely committed to exceeding each client's expectations. Virginia's constant dedication to supporting others and our community is quite evident. There is not enough positive feedback that I can...
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Virginia is a dynamic professional who is extremely committed to exceeding each client's expectations. Virginia's constant dedication to supporting others and our community is quite evident. There is not enough positive feedback that I can...
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Great Leander great help when it comes to any questions you might have will definitely make sure you get the best loan
Great Leander great help when it comes to any questions you might have will definitely make sure you get the best loan
Virginia has been a wonderful person when my wife and I dealt with her. She is professional and a go getter and met all of our needs. She is a sweetheart to work with and recommend her highly to anyone
Virginia is an outstanding loan officer, and even better, an absolutely great person who genuinely cares about her customers and their needs. She is very attentive and will do whatever is needed to make sure the home loan process goes smoothly....
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Virginia was extremely helpful when it came to buying our first home. I appreciate all the hard work she put in to helping us purchase our first home!
Ms. Fargo, is an outstanding and hard-working woman. She is attentive and very dedicated to her clients. She is smart and very knowledgeable about, mortgages and financing. I enjoyed working with her on getting quotes about me purchasing a...
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Virginia is one of the most hard working, responsive, people I know. She goes the extra mile to ensure happiness and success with all parties involved. If you are wanting to do business or do a transaction with a well educated, responsive person...
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Virginia came recommended to me by a real estate agent that I know personally. After contacting Virginia, she immediately began to work on my refinance request. From the very beginning, she assured me that all paperwork would be processed within...
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.