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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate unverified
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    PERRY E
    Posted on January 12th, 2018 09:54 AM
    Tye agent tat was handling the project was very knowledgeable and kept me informed each step of the process. Very good agent. She had great customer service and answered each and every question I had. The most important thing to me was the...
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    ANTONIO S
    Mesa, AZ
    Posted on January 8th, 2018 09:54 AM
    She was a great person to work with. Friendly and helpful. Made the stress of buying a house easy and enjoyable. :) I will recommend her to all my friends and family. Thank you Tony
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    Jim P
    Posted on November 2nd, 2017 10:53 PM
    No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Jim P
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    Jim P
    Posted on November 2nd, 2017 10:53 PM
    No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Jim P
  • Persona migrate verified
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    STEVEN C
    Goodyear, AZ
    Posted on September 27th, 2017 02:13 PM
    Virginia made sure our wants were her number one priority. We felt as if she put us before anything! We were never out of the loop, weren't left wondering how the progress was going, the best thing was she always answered emails and phone calls!...
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    Juan M
    Phoenix, AZ
    Posted on September 3rd, 2017 03:03 PM
    She was prompt, fast, and knowledgeable.
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    Rachel L
    Avondale, AZ
    Posted on August 19th, 2017 10:29 PM
    We've been doing business with Virginia for years! She always goes out of her way to please! She has been so helpful throughout our whole transaction and you can tell she loves what she does! Thank you again for making our first time as homebuyers...
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    Stephanie T
    Avondale, AZ
    Posted on August 12th, 2017 12:00 AM
    Virginia is a joy to work with. She is knowledgeable in all things related to lending and made an otherwise stressful experience a breeze. I have referred my sister and son to her since working with her!
    Reply from Owner
    May 30th, 2025 12:00 AM
    Thank you so much, Stephanie! It was truly a joy working with you as well. I’m so glad I could help make the process smooth and stress-free—home financing doesn’t have to be overwhelming when you have the right team in place. Your referrals...
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    MICHAEL T
    Apache Junction, AZ
    Posted on August 1st, 2017 01:02 AM
    She was able to get us the maximum loan amount by doing research of all the loan types, increasing our buying range and ultimately helping us get into a new house. Very good at communicating what was needed and where we were at with the buying...
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    JAMES H
    Posted on July 26th, 2017 08:45 PM
    I APPRECIATE YOUR HELP , I WILL TAKE A TIME OUT AND CALL YOU WHEN I DECIDE TO REINTER HOUSING MARKET
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.