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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
Tye agent tat was handling the project was very knowledgeable and kept me informed each step of the process. Very good agent. She had great customer service and answered each and every question I had. The most important thing to me was the...
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She was a great person to work with. Friendly and helpful. Made the stress of buying a house easy and enjoyable. :) I will recommend her to all my friends and family. Thank you Tony
No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Jim P
No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Jim P
Virginia made sure our wants were her number one priority. We felt as if she put us before anything! We were never out of the loop, weren't left wondering how the progress was going, the best thing was she always answered emails and phone calls!...
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She was prompt, fast, and knowledgeable.
We've been doing business with Virginia for years! She always goes out of her way to please! She has been so helpful throughout our whole transaction and you can tell she loves what she does! Thank you again for making our first time as homebuyers...
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Virginia is a joy to work with. She is knowledgeable in all things related to lending and made an otherwise stressful experience a breeze. I have referred my sister and son to her since working with her!
Reply from Owner
May 30th, 2025 12:00 AM
Thank you so much, Stephanie! It was truly a joy working with you as well. I’m so glad I could help make the process smooth and stress-free—home financing doesn’t have to be overwhelming when you have the right team in place. Your referrals...
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She was able to get us the maximum loan amount by doing research of all the loan types, increasing our buying range and ultimately helping us get into a new house. Very good at communicating what was needed and where we were at with the buying...
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I APPRECIATE YOUR HELP , I WILL TAKE A TIME OUT AND CALL YOU WHEN I DECIDE TO REINTER HOUSING MARKET
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.