

Top 5%
No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Virginia is very thorough and ensures that all questions are answered in a very timely manner. She's very efficient.
Virginia has been very helpfull from the start. Had the confidence to say she can close in 3 weeks and she fulfilled her promise. With her on your side, you can get the house of your dreams, signed, sealed and delivered!!!
Virgina was always very helpful and available to answer any questions that I had.
Virginia's was not only attentive to all of my questions but was very knowledgeable with all the different loan types. I felt very secured that she work hard to get me the best rate.
Efren Guevara
Virginia did a great job closing our loan as painlessly as possible.
Virginia was pleasant to speak with, I felt comfortable and she really took the time to explain things thoroughly. I really appreciate her going the extra mile when she didn’t have to, she also took time out of her time putting me and my concerns...
read more
Virginia was helpful and professional. I would highly recommend her services.
Ms Fargo was wonderful her knowledge and her help throughout the whole process was greatly appreciated. She gave us great insight on all of the details and taught me how to submit, fax, email, (We did not know how to operate some of the features...
read more
How smooth the transaction was..
very knowladgable, great customer service. fastest transaction we ever had.
thanks Virginia.
251–260 of 294
About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
View All
Gallery





View all
+6
Videos




Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
View All
Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.