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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
Virginia is much more than your average loan specialist. Her communication skills and industry knowledge is second to none. I highly recommend her to anyone who is in the market for a new home.
She was always there to answer our concerns when we needed her
She has a wealth of experience, extremely knowledgeable and customer driven. Would definately recommend her services and have to several friends & family.
She was very efficient in getting things done in a timely matter. She responded quickly to text messages, calls, and emails. She was able to get our loan processed quickly so we could close sooner than we had expected!
Everything from beginning to the end. Very professional, know what she doing and tell you the truth at all times. I have refer one client already and I will again and again.
Viriginia was phenomenal to work with. It's a great feeling to know that throughout this entire home buying process my interests were the most important to Ms. Fargo. From the first day of qualifying to the closing date, Virginia was a constant...
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Virginia is a very knowledgeable and professional person. Made the refinancing of my house quick and painless! Did an outstanding job. Have already recommended her to my brother who is now working with her. Thank you Virginia 👍🏻
Reply from Owner
May 30th, 2025 12:00 AM
Thank you so much for the kind words! I’m so glad to hear the refinance process felt quick and painless—that’s exactly what I strive for. It was a pleasure working with you, and I truly appreciate your trust and your referral. I’m excited to...
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No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Mehran P
No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Mehran P
We just recently purchased a home and we used Virginia for our financing. She was very helpful in every way and was quick to answer any questions or concerns throughout the entire process. I plan on working with her in the future
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.