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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    DAMON A
    Posted on July 22nd, 2017 03:08 PM
    Virginia is much more than your average loan specialist. Her communication skills and industry knowledge is second to none. I highly recommend her to anyone who is in the market for a new home.
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    Steven L
    Posted on July 22nd, 2017 06:05 AM
    She was always there to answer our concerns when we needed her
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    Tony A
    Posted on July 19th, 2017 03:27 AM
    She has a wealth of experience, extremely knowledgeable and customer driven. Would definately recommend her services and have to several friends & family.
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    BRIANNA M
    Posted on July 19th, 2017 12:42 AM
    She was very efficient in getting things done in a timely matter. She responded quickly to text messages, calls, and emails. She was able to get our loan processed quickly so we could close sooner than we had expected!
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    DAVID D
    Posted on July 19th, 2017 12:30 AM
    Everything from beginning to the end. Very professional, know what she doing and tell you the truth at all times. I have refer one client already and I will again and again.
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    Victor G
    Posted on July 19th, 2017 12:28 AM
    Viriginia was phenomenal to work with. It's a great feeling to know that throughout this entire home buying process my interests were the most important to Ms. Fargo. From the first day of qualifying to the closing date, Virginia was a constant...
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  • Zillow
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    C S
    Surprise, AZ
    Posted on July 6th, 2017 12:00 AM
    Virginia is a very knowledgeable and professional person. Made the refinancing of my house quick and painless! Did an outstanding job. Have already recommended her to my brother who is now working with her. Thank you Virginia 👍🏻
    Reply from Owner
    May 30th, 2025 12:00 AM
    Thank you so much for the kind words! I’m so glad to hear the refinance process felt quick and painless—that’s exactly what I strive for. It was a pleasure working with you, and I truly appreciate your trust and your referral. I’m excited to...
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    Mehran P
    Posted on June 17th, 2017 01:16 AM
    No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Mehran P
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    Mehran P
    Posted on June 17th, 2017 01:16 AM
    No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Mehran P
  • Zillow
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    Stevelundgren
    Phoenix, AZ
    Posted on June 15th, 2017 12:00 AM
    We just recently purchased a home and we used Virginia for our financing. She was very helpful in every way and was quick to answer any questions or concerns throughout the entire process. I plan on working with her in the future
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.