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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo No Hassle Home Loans | Empire Home Loans
Trusted Mortgage Broker | Clear Communication | Stress-Free Closings
With years of experience and a heart for helping people, I specialize in making home financing simple, transparen...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
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Reviews from Web
Virginia Fargo is very kind, professional and hard working. Thank you for guiding me through the entire loan process and making it smooth and easy.
Reply from No Hassle Home Loans: Virginia Farg...
June 4th, 2026 01:17 AM
I'm grateful for your kind words, Gentry. I'm pleased to hear that I could make the loan process smooth and easy for you. Thank you for choosing No Hassle Home Loans! It's a pleasure serving you.
Thank you Virginia for your kindness, professionalism, and hard work for the entire loan process. And for guiding me, making it smooth and easy.
Reply from Owner
June 4th, 2026 01:18 AM
I appreciate your kind words, Gentry. I'm glad I could make the loan process smooth and easy for you. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you.
I truly didn’t believe that with my issues a lender would be able to get me financing. However, with knowledge and tenacity Virgina Fargo got it done. I’m soo happy and thankful for her expertise and commitment to help me.
Reply from Owner
June 2nd, 2026 12:11 AM
Rich, I'm very pleased to hear that Virginia Fargo was able to assist you successfully with her expertise and determination. Your kind words about her commitment mean a lot, and it's great to know you are happy with the outcome of your FHA...
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Virginia was an amazing loan specialist. She made my wife and I feel like family. Her personality and helpfulness is unmatched. She helped us through every step of the process and made it so easy. We will highly recommend her to anyone we know...
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Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:25 AM
I'm grateful for your kind words about Virginia's service, Mike. It's appreciated to hear that she made the loan process easy and welcoming for you and your wife. Thank you for recommending her so highly to others. I appreciate you!
Virginia made the whole process of getting a home loan so easy with her upbeat, can do attitude. She walked us through step by step making the whole process very smooth in getting the right type of loan for our needs. We would definitely recommend...
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Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:24 AM
I'm so glad to hear that you had a smooth experience with the home loan process, Kimberly. It's appreciated to know that my approach and step-by-step guidance met your needs. Thank you for your recommendation, and if there's anything else I...
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Virginia made the whole loan process so easy. She has such an amazing happy personality that you can just imagine the smile on her face as you are talking to her on the phone. My husband and I would definitely recommend her to everyone who...
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Reply from Owner
May 28th, 2026 03:23 AM
Kimberly, I'm glad to hear that the loan process was easy for you and your husband. It's appreciated to know that Virginia's positive personality made a difference in your experience. Thank you for recommending her, and if there's anything...
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Virginia was an amazing loan person. She was very helpful and made the process so very much enjoyable. She has a amazing personality and very likable. My wife and I would recomend her to everyone we know that may need a loan
Reply from Owner
May 28th, 2026 03:23 AM
Mike, I'm grateful for your kind words! It's appreciated to hear that I made the HELOC loan process enjoyable and was so helpful. I appreciate your recommendation and am glad that you and your wife had such a positive experience.
Virginia was absolutely amazing to work with. She took the time to explain everything thoroughly. She is the most kind and professional individual. Thank you.
Reply from Owner
May 28th, 2026 03:21 AM
Julie, I appreciate your kind words about working with me. I'm pleased to hear that you found my explanations thorough and my approach professional. Thank you for choosing No Hassle Home Loans!
Provided resources.
Reply from Owner
May 14th, 2026 06:03 AM
Chika, I'm glad to hear that the resources provided were helpful. If there's anything more you need or any questions you have, please don't hesitate to reach out, I can help you!
Provided resources
Reply from Owner
May 14th, 2026 06:03 AM
I'm grateful for the positive rating, Mary. It's appreciated to know that the resources provided were helpful to you. If you have any more questions or need further assistance, please don't hesitate to reach out, I can help you!
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About
Virginia Fargo No Hassle Home Loans | Empire Home Loans
Trusted Mortgage Broker | Clear Communication | Stress-Free Closings
With years of experience and a heart for helping people, I specialize in making home financing simple, transparent, and personalized. Whether you're a first-time homebuyer, self-employed, rebuilding credit, or ready to tap into your home’s equity, I’m here to guide you with honesty, efficiency, and zero hassle. I believe every client deserves options, clarity, and confidence throughout the loan process—and I’m committed to delivering just that.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
Non-QM loans (DSCR, 1 year 1099, no income verification, no debt to income ratio loan)
Commercial loans
Mobile home, Chattel loans
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Search Rank ScoreLearn More →
780
/850
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Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.