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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(297)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Thu

9 AM to 10 PM

Fri

9 AM to 10 PM(Open now)

Sat

10 AM to 10 PM

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4.96

(297)

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5 Star

98%

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The assistance provided in locating correct telephone numbers and process for seniors to obtain the best value was essential. Thank you for all the efforts in completing the process in the best manner possible.

Reply from Owner

October 20th, 2026 04:29 PM

I'm glad to hear that I could assist you effectively to use your VA benefits, Angela. Thank you for your kind words about the support provided in finding the right information and ensuring a smooth process for your VA home loan. It's truly...

We are repeat customers and will be back again. Virginia and Empire Home Loans has facilitated yet another outstanding loan process. We worked with her to purchase our retirement home; overwhelming success! Then we undertook a flawless VA cash...

Reply from No Hassle Home Loans: Virginia Farg...

October 16th, 2026 06:28 PM

I'm grateful for your trust, Louis, and I'm pleased to hear about your successful experiences with both your retirement home purchase and the VA cash-out loan. Your kind words about our communication and accountability mean a lot to me. I look...

We could not be more pleased with the service and support from Virginia Fargo and her lending team. I believe this is our 5th loan with her and cannot recommend her more. Profession, compassionate and 100% on top of EVERYTHING!!!

Reply from No Hassle Home Loans: Virginia Farg...

October 16th, 2026 06:01 PM

I'm so grateful for your kind words, Jodi. It's truly rewarding to know that you and your family have had such a positive experience with my team and I. I'm truly honored to help you use your VA benefits for a home loan. Thank you for your...

An incredible focus on the clients and doing the very best she can do for them. Her customer experience is top-notch.

Reply from Owner

October 7th, 2026 12:27 AM

I'm grateful for your kind words, Marc. It's great to know that my focus on providing top-notch customer experience made a positive impact for you. & your home loan in Scottsdale, AZ. I appreciate you!

Virginia is extremely patient and detail-oriented. She responded promptly to all my requests.

Reply from No Hassle Home Loans: Virginia Farg...

October 7th, 2026 12:29 AM

I'm happy to hear that you appreciated my patience and attention to detail, Steve. It's great to know that I could respond promptly to your requests and support you effectively with your home loan.

Virginia is very helpful. She walks you through every step. I appreciate her communication and what I needed to get my refinancing done. I recommend Virginia she makes you feel at ease. Thank you Virginia!

Reply from Owner

September 28th, 2026 08:16 PM

I'm glad to hear that you felt supported throughout the refinancing process, Leo. Your recommendation means a lot, and I'm pleased to know that my communication helped make the experience smoother for you. Thank you for your kind words!

We are so grateful for everything that Virginia did in helping us making informed decisions on our loan options! Virginia went over and above for us! Her knowledge and professionalism made the process effortless! Our questions were answered...

Reply from No Hassle Home Loans: Virginia Farg...

September 23rd, 2026 09:17 PM

I'm so pleased to hear that I could assist you effectively, Melody. Your kind words about my knowledge and professionalism truly mean a lot. I'm happy that you felt confident throughout the process and look forward to helping with any of your...

Beautiful, Intelligent, Emotional. It would be nice to know all this info long time ago. Better late than never. A+

Reply from Owner

September 23rd, 2026 09:16 PM

I'm glad you found the information valuable, Domenico. It's never too late to gain insights that can make a difference. Thank you for your kind words and support.

Virginia is amazing at what she does, she gave me exceptional advice and nothing was too much effort for her. She explained everything in the easiest possible way, so that I could understand in plain English instead of the business jargon.I...

Reply from No Hassle Home Loans: Virginia Farg...

October 16th, 2026 06:31 PM

I'm so glad to hear that you found my advice helpful and easy to understand, Matt. It's great to know that my efforts made a positive impact on your home loan experience with No Hassle Home Loans. Thank you for your kind words and generous...

Virginia has been a longtime mortgage professional with a firm reputation in the business. Give her a call today!

Reply from Owner

October 16th, 2026 07:08 PM

I'm pleased to hear your positive thoughts about my longstanding reputation in the mortgage industry, Nic. Your recommendation means a lot to me, and I'm always here to assist with any mortgage needs you may have. I can help you!

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships