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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
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    Nick B
    Posted on September 6th, 2026 01:53 PM
    Virginia Fargo is THE BEST!
    Reply from Owner
    September 12th, 2026 10:46 PM
    I appreciate your enthusiasm, Nick! It's great to know you feel so positively about working with me for your home loan. Your support means a lot. Thanks for your feedback!
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    Reams3378
    Posted on September 4th, 2026 01:09 AM
    I had a great experience working with Virginia. She was professional, knowledgeable, and extremely helpful throughout the planning process. She took the time to understand my goals, provided thoughtful guidance, and helped make the entire process...
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    Reply from Owner
    September 12th, 2026 10:45 PM
    I'm grateful to hear about your positive experience with me. It's wonderful to know that my professionalism and guidance made the process organized and manageable for you. Thank you for sharing your kind words. If you need anything else, pleas...
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    Brian G
    Posted on August 31st, 2026 09:34 PM
    Excellent Service provided to her clients. Easy to work with. Very knowledgeable. Brian D. Greenberg, Esq.
    Reply from Owner
    September 1st, 2026 05:41 PM
    Brian, I'm pleased to hear that you found my service knowledgeable and easy to work with. Your kind words are truly appreciated, and it's wonderful to know I've been able to assist you effectively.
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    Derrick F
    Posted on August 31st, 2026 06:21 PM
    This women is awesome and Helped Me Tremendously, I highly recommend Virginia any time.
    Reply from No Hassle Home Loans: Virginia Farg...
    September 1st, 2026 05:42 PM
    I'm glad to hear that I was able to help you improve your credit for home ownership, thank you so much, Derrick. Your recommendation means a lot, and I appreciate your kind words. Looking forward to seeing you get the keys to your home soon....
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    Jodi F
    Posted on August 26th, 2026 09:14 PM
    There are not enough stars to describe how incredible Virginia and her team are. We went from contract acceptance to closing in 16 days. This is our 4th Loan that we have closed with her and each experience gets better than the next. Highly...
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    Reply from Owner
    September 1st, 2026 05:44 PM
    Jodi, I'm so grateful for your kind words and continued trust in my services. It's wonderful to hear that each experience has been better than the last, and I'm pleased we could close your loan so quickly on your home loan. Thank you for your...
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    Jana F
    Posted on August 12th, 2026 10:06 PM
    To say that Virginia goes above and beyond is an understatement. She hand walked me through the entire loan process with patience and will jump through hoops to get you to the finish line. I 100% recommend using her expertise and drive for...
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    Reply from Owner
    August 17th, 2026 10:35 PM
    Jana, I'm grateful for your kind words and recommendation. It's wonderful to hear that I could guide you through the Phoenix home loan process effectively. Your satisfaction is important to me, and I'm pleased to have been able to help achieve...
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    Laith F
    Posted on August 12th, 2026 02:27 AM
    I had an excellent experience working with this Virginia, She was professional, knowledgeable, responsive, and genuinely committed to making the mortgage process as smooth and stress-free as possible. She took the time to explain every step,...
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    Reply from Owner
    August 17th, 2026 10:33 PM
    I'm glad to hear that you had such a positive experience working with me, Laith. Your kind words about my professionalism and dedication to making the mortgage process smooth are greatly appreciated. Thank you for recommending me, and I'm pleased...
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    Dean R
    Posted on July 28th, 2026 02:30 AM
    Virginia, is the most helpful and hardworking loan agent that I have had the pleasure to deal with. She cares about people and looks after their best interest.
    Reply from Owner
    July 28th, 2026 07:06 PM
    Thank you so much Dean for your kind words! It truly means a lot to me that you took the time to share your experience. My goal is always to put my clients’ best interests first and make the home loan process as smooth and stress-free as possible....
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    Michael H
    Posted on July 17th, 2026 01:01 AM
    Virgina îs the ultimate professional. She's attentive to her client's requirements and knows exactly what solutions to provide. She's an excellent communicator, articulate, and eloquent. She did a great job for me and will work with her again...
    read more
    Reply from No Hassle Home Loans: Virginia Farg...
    July 17th, 2026 01:13 AM
    Michael, I appreciate your kind words about my professionalism and communication skills. I'm glad to hear that you had a positive experience and that you're planning to work with me again. Thank you for recommending me for home loan needs!...
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    Michael H
    Posted on July 17th, 2026 12:52 AM
    Virgina îs the ultimate professional. She's attentive to her client's requirements and knows exactly what solutions to provide. She's an excellent communicator, articulate, and eloquent. She did a great job for me and will work with her again...
    read more
    Reply from Owner
    July 19th, 2026 12:19 AM
    I'm glad to hear that I provided you with such a professional and attentive experience, Michael. Your recommendation and kind words mean a lot, and I'm pleased that my communication skills and solutions met your needs. Thank you for sharing...
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.