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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo No Hassle Home Loans | Empire Home Loans
Trusted Mortgage Broker | Clear Communication | Stress-Free Closings
With years of experience and a heart for helping people, I specialize in making home financing simple, transparen...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
If We could give Virginia more than a 5-star rating it would be well deserved, Virginia has been a blessing throughout this process. She took the time to explain everything clearly, helped us understand what we needed to do to reach our goals,...
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Lots of great help 👍👍👍
Thank you very much!
Reply from Owner
June 22nd, 2026 10:33 PM
I'm pleased to hear that you found the help to be great, Nick. Thank you for taking the time to share your positive experience. If you need any further assistance, I can help you!
Ms Fargo was absolutely amazing, helping me refinance my mortgage! Her positive attitude and reminders of needed documents made a daunting task so much easier. Her wealth of knowledge in this field is extensive and I am so grateful for her...
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Reply from No Hassle Home Loans: Virginia Farg...
June 12th, 2026 01:48 AM
I'm glad to hear that your refinancing process was made easier with Virginia Fargo's assistance. Her expertise and supportive approach truly shine through your kind words. Thank you for sharing your experience, Dorothy.
Super helpful woman
Reply from Owner
June 10th, 2026 12:14 AM
Christian, I'm glad to hear you found the service helpful. If there's anything else you need assistance with, feel free to reach out. I can help you!
Service received was outstanding! Each step in the process from start to finish was clearly explained, along with positive encouragement. Highly recommended !
Reply from Owner
June 10th, 2026 12:14 AM
Dorothy, I'm so glad to hear that you found the service outstanding and the process clearly explained. Your recommendation means a lot to me, and I'm thankful for your kind words. If there's anything more I can assist you with, please don't...
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Virginia Fargo is very kind, professional and hard working. Thank you for guiding me through the entire loan process and making it smooth and easy.
Reply from No Hassle Home Loans: Virginia Farg...
June 4th, 2026 01:17 AM
I'm grateful for your kind words, Gentry. I'm pleased to hear that I could make the loan process smooth and easy for you. Thank you for choosing No Hassle Home Loans! It's a pleasure serving you.
Thank you Virginia for your kindness, professionalism, and hard work for the entire loan process. And for guiding me, making it smooth and easy.
Reply from Owner
June 4th, 2026 01:18 AM
I appreciate your kind words, Gentry. I'm glad I could make the loan process smooth and easy for you. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you.
I truly didn’t believe that with my issues a lender would be able to get me financing. However, with knowledge and tenacity Virgina Fargo got it done. I’m soo happy and thankful for her expertise and commitment to help me.
Reply from Owner
June 2nd, 2026 12:11 AM
Rich, I'm very pleased to hear that Virginia Fargo was able to assist you successfully with her expertise and determination. Your kind words about her commitment mean a lot, and it's great to know you are happy with the outcome of your FHA...
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Virginia was an amazing loan specialist. She made my wife and I feel like family. Her personality and helpfulness is unmatched. She helped us through every step of the process and made it so easy. We will highly recommend her to anyone we know...
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Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:25 AM
I'm grateful for your kind words about Virginia's service, Mike. It's appreciated to hear that she made the loan process easy and welcoming for you and your wife. Thank you for recommending her so highly to others. I appreciate you!
Virginia made the whole process of getting a home loan so easy with her upbeat, can do attitude. She walked us through step by step making the whole process very smooth in getting the right type of loan for our needs. We would definitely recommend...
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Reply from No Hassle Home Loans: Virginia Farg...
May 28th, 2026 03:24 AM
I'm so glad to hear that you had a smooth experience with the home loan process, Kimberly. It's appreciated to know that my approach and step-by-step guidance met your needs. Thank you for your recommendation, and if there's anything else I...
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About
Virginia Fargo No Hassle Home Loans | Empire Home Loans
Trusted Mortgage Broker | Clear Communication | Stress-Free Closings
With years of experience and a heart for helping people, I specialize in making home financing simple, transparent, and personalized. Whether you're a first-time homebuyer, self-employed, rebuilding credit, or ready to tap into your home’s equity, I’m here to guide you with honesty, efficiency, and zero hassle. I believe every client deserves options, clarity, and confidence throughout the loan process—and I’m committed to delivering just that.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
Non-QM loans (DSCR, 1 year 1099, no income verification, no debt to income ratio loan)
Commercial loans
Mobile home, Chattel loans
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Search Rank ScoreLearn More →
794
/850
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Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.