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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 10 PM

Thu

9 AM to 10 PM

Fri

9 AM to 10 PM(Open now)

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4.96

(294)

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5 Star

98%

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An incredible focus on the clients and doing the very best she can do for them. Her customer experience is top-notch.

Reply from Owner

October 7th, 2026 12:27 AM

I'm grateful for your kind words, Marc. It's great to know that my focus on providing top-notch customer experience made a positive impact for you. & your home loan in Scottsdale, AZ. I appreciate you!

Virginia is extremely patient and detail-oriented. She responded promptly to all my requests.

Reply from No Hassle Home Loans: Virginia Farg...

October 7th, 2026 12:29 AM

I'm happy to hear that you appreciated my patience and attention to detail, Steve. It's great to know that I could respond promptly to your requests and support you effectively with your home loan.

Virginia is very helpful. She walks you through every step. I appreciate her communication and what I needed to get my refinancing done. I recommend Virginia she makes you feel at ease. Thank you Virginia!

Reply from Owner

September 28th, 2026 08:16 PM

I'm glad to hear that you felt supported throughout the refinancing process, Leo. Your recommendation means a lot, and I'm pleased to know that my communication helped make the experience smoother for you. Thank you for your kind words!

We are so grateful for everything that Virginia did in helping us making informed decisions on our loan options! Virginia went over and above for us! Her knowledge and professionalism made the process effortless! Our questions were answered...

Reply from No Hassle Home Loans: Virginia Farg...

September 23rd, 2026 09:17 PM

I'm so pleased to hear that I could assist you effectively, Melody. Your kind words about my knowledge and professionalism truly mean a lot. I'm happy that you felt confident throughout the process and look forward to helping with any of your...

Beautiful, Intelligent, Emotional. It would be nice to know all this info long time ago. Better late than never. A+

Reply from Owner

September 23rd, 2026 09:16 PM

I'm glad you found the information valuable, Domenico. It's never too late to gain insights that can make a difference. Thank you for your kind words and support.

Virginia is amazing at what she does, she gave me exceptional advice and nothing was too much effort for her. She explained everything in the easiest possible way, so that I could understand in plain English instead of the business jargon.I...

Virginia has been a longtime mortgage professional with a firm reputation in the business. Give her a call today!

Virginia is a pleasure to work with, and she will ensure to get the job done with confidence and great customer service!

Reply from No Hassle Home Loans: Virginia Farg...

September 21st, 2026 10:43 PM

I'm glad to hear that you had a great experience working with me, Angelic. Your kind words about my commitment and customer service mean a lot. Thank you kindly!

Virginia Fargo is THE BEST!

Reply from Owner

September 12th, 2026 10:46 PM

I appreciate your enthusiasm, Nick! It's great to know you feel so positively about working with me for your home loan. Your support means a lot. Thanks for your feedback!

I had a great experience working with Virginia. She was professional, knowledgeable, and extremely helpful throughout the planning process. She took the time to understand my goals, provided thoughtful guidance, and helped make the entire process...

Reply from Owner

September 12th, 2026 10:45 PM

I'm grateful to hear about your positive experience with me. It's wonderful to know that my professionalism and guidance made the process organized and manageable for you. Thank you for sharing your kind words. If you need anything else, pleas...

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships