Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
I highly recommend Vik.. he is very knowledgeable and provided us lot of guidance which was really helpful for a first time home buyer like us. He was also able to offer a great mortgage option per my need.
We are in processes of buying our first home. Being a first time buyer is difficult for not one but for many reasons. Getting to know someone like Vikram who is very knowledgable, courteous and helpful make this process a smooth ride. He has...
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Reply from Owner
March 8th, 2016 12:00 AM
Thanks for the kind words Sri! I enjoyed the process of sharing information and educating someone like you who has many great questions. You are always welcome to reach out to me with more questions / scenarios. I wish you good luck with your...
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Would highly recommend Vikram. He is always available to answer your mortgage need and during entire process will give you right advice and stays on top of entire process to make sure everything is ready before commitment date.
Reply from Owner
March 1st, 2016 12:00 AM
Thanks for the review Prady! You showed a lot of enthusiasm to learn about the process and had many great questions. It was a pleasure working with you and I am glad I was not only able to get the job done, but also educate you probably more...
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This is our third home purchase. Having worked with various loan professionals and banks over the last seven years, we must say that working with Vikram was a truly pleasant experience. He was very courteous and professional in his dealings...
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Reply from Owner
November 8th, 2015 12:00 AM
Nik - Thanks for such a detailed and superb review! I believe the service I provided to you is part of my job and I wouldn't have it any other way. You were extremely open to my suggestions and quickly understood that the process requires a...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.