

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram was pleasure to work with. He went above & beyond to make this entire transaction as smooth as possible. He was always available to answer my questions. He is very knowledgable and I was able to learn lot from him during the process....
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We are self-employed borrowers with only a 1 year business history. Many lenders would not have been able to get our loan approved but, Vik navigated us through the process extremely well and eventually we closed on our first home. Our process...
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Vik helped me with my refinance. He knows his field well. He is very quick to return a call or a text. He has made my refinance quick and painless. I highly recommend Vik
I have heard horror stories of buyers having to deal with the bank, so I was a little nervous buying my first home. This is definitely NOT the case here! Vik was very professional and made the process very quick and easy. He explained everything...
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As a first time home buyer, the whole home buying process was overwhelming to us, but Vik was very professional and explained us every step of the process in detail. Vik was very quick in responding to our calls and emails. He prepared us before...
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Vikram is very professional and detail oriented person, he made sure all of the documents are complete and submitted on time. As a first time home buyer, i had tons of question and Vikram helped me with all of them. From first step of beginning...
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I would like to thank Vikram Patel from my bottom of heart.He provide an awesome service. Vikram was did fantastic job to do mortgage for my First Home. Vikram was very in patient and understanding. He answered all questions and concerns that...
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It's very nice working with the lender.Very easy language that one can easily understand what they need.Nice follow up.Everything done before the time.Very nice experience.
Helped close within a month. Very responsive even when I was overseas (vastly different time zone) for a short period during the process.Great coordination and guidance. Easy to recommend him. Great working with him!!
Our biggest challenge was to close within 30-days and Vik made it happen. Right from the get go, Vik stayed on top of each element of the process and more importantly made us do our part every step of the way. Every time, the underwriter conditioned...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.