

Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104


Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Very pleased with the service. Vikram was very helpful and explained every details of entire process. I would strongly recommend him. He helped us to close on time.
Vik is absolutely wonderful! He would answer calls at anytime and emails right away. He never made you feel silly for asking any questions you had.Vikram patel is really talented and experienced mortgage person.Highly recommend.
Our experience working with Vikram during our mortgage process was exceptional. He went above and beyond to ensure we had all the information we needed. He was responsive and easily accessible. His knowledge and expertise within the mortgage...
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I have been working with Vikram Patel since I had a thought buying home in New Jersey. I have tried getting quote from several lenders for my requirements. All I wanted a one stop shop package for my residential mortgage needs with Rate, Expertise,...
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Reply from Owner
May 18th, 2016 12:00 AM
I appreciate your feedback Manish. You were extremely detailed oriented and knew that open communication is a must to reach the end goal. Congratulations on your new home. I hope the home brings lots of love and happiness to you and your family....
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We have taken the mortgage from another company and we have taken advice from Vikram for our first home recently. He is professional efficient and courteous even we are not his client. He always respond immediately and answer all of your questions....
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Reply from Owner
May 18th, 2016 12:00 AM
Thanks for all the positive comments. I wish you luck and happiness in your new home!
I have started working recently with Vik and I find him to be very professional, articulate and knowledgeable about the real estate market of NJ. I highly recommend him to potential buyers to get excellent professional service and market information....
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As it was my first house and I had a bunch of question regarding mortgage and loan process. Vikram explained me all the details, resolved my doubts and help me to understand the process. Thanks Vikram.
I highly recommend Vikram Patel - As a first time home buyer I had no clue about the home buying process. Vikram was highly responsive ( any time 24/7) , highly knowledgeable ( he went through all the process with me , several times for my...
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Reply from Owner
May 18th, 2016 12:00 AM
Thanks for the feedback Akhilesh. It was a pleasure working with both you and your wife. You guys had many challenges and questions but together as a team we conquered and closed the deal. Enjoy your new home and I wish you lots of happiness....
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Working with Vikram was great. I found him to be very knowledgeable and also very available. I am first time home buyer and was nervous not knowing exactly what process was. Vik was very patient and took the time to explain everything. He was...
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Reply from Owner
May 18th, 2016 12:00 AM
Steve I never realized you were nervous. I always felt you showed confidence in me and followed by guidance; I appreciate your cooperation as well as your feedback. Wish you and Lauren lots of great times ahead in your new home.
Vikram helped us getting pre approval for mortgage loan and is working with us to close the loan out. He is very professional and works closely to you. He not only guides on different options but also finds ways to make the process of your...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000

Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.