Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Working with Vik has been a great experience. We are first time home buyers and had a very tight 30 day closing deadline. Vik was not only proactive and always on top of our case, but guided us thru it all to make the process seem very simple...
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I can honestly say Vikram Patel made my first home buying experience a very pleasant one. From our first conversation he explained each and every option that was available to me and I never felt pressured into any decision. My phone calls were...
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During my purchase, Vikram and the rest of the Annie MAc team were pro active when working with me and that made my things Easier. I cannot recommend anyone else after working with Vikram and Team.
My re-finance transaction would have NEVER closed if any other loan officer was handling it. Vik is simply PHENOMENAL. The condominium I own used to be an affordable housing unit, but was released and categorized as a regular unit several years...
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Vik, was excellent he walked us through the entire mortgage process. Was on top of everything to ensure we closed on a timely basis and when we had to extend our closing date out he was even able to get our locked in rate extended after the...
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We worked with Vik on securing a loan for a house in NJ. We had to bring in Vik last minute due to issues with how our original lender structured the loan. In hindsight, we wish we had gone with Vik from the start.Vik was extremely responsive...
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There is no one that is better than VIK. We had many challenges throughout the process as there were three borrowers involved, various income sources that needed to be verified and not much time left for closing. Vik took the initiative,...
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Everything was great and wouldnt have changed anything.. The lender explained the process well and led me in the right direction. I would recommend him to others
Vikram explained me whole process with all information few of them I did not know at all. He is very good at following and taking care of you for all steps of the process
Without him it would have been lot disaster. He was with us through out the entire process and clearly explaining the options costs and even during selling our house. He negotiated and helped us with our buyer's agent.I will definitely recommend...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.