Vikram Patel - AnnieMac Home Mortgage
Originating Sales Manager | NMLS # 1405104
Rutgers, The State University of New Jersey
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Vikram was very professional, responsive and thorough in the process. He explained each and every step, and also came up with the time estimates for each step, which I thought was quite unique. He was amazing!
My initial phone call to Vik for a refinance of my home has been extremely pleasant, and informative. We are currently in the analysis phase of the refinancing process, Vik was able to guide me through the whole process, items needed line-by-line,...
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Very responsible and knowledgeable, closed purchase loan within 35 days. He has doNE very fantastic job in gearing up the activities, following up for documents, and explaining wherever required.
Vikram has been very helpful with our refinance process. considering my previous experience with the mortgage broker, while purchasing the same home, I was very skeptical of all brokers/loan officers. But Vikram changed my perspective. He explained...
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Vikram is a perfect package of all that is required to process through a loan application. I have had a very positive experience working with him on my new loan application for an investment property. His knowledge, attention to detail, follow-ups,...
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Vik is a great professional. He helped with our first home loan. He was with us from day 1 and was always available anytime of the day to answer any questions we had. Not only he guided us through the whole loan process but also gave us recommendations....
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I was fortunate to have worked with Vik. He is very professional and kind to help and walk me through the process. He respond promptly to all my calls , emails and text messages even if it's late at night or weekend. He was very proactive in...
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vikram is very knowledgable person. He was quick to answer all my questions and education in terms of how to buy house etc. I will recommend my family and friends for future reference. 5 stars *****
Vikram was very helpful he got my pre approval within a hour.he has very good knowledge in this area. His suggestions really helped me.He keeps in touch regularly and checks to see if we are stuck and extends his help to resolve the issues...
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Vik is probably the only good thing that happened during my home buying process. He was always available, no matter the time of the day. He ran analysis and gave his opinion about the markets. Being In a unique position with mortgage and appraisal,...
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About
Vikram understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Vikram is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA 203k, VA Loans, Self-Employed loans, Non-QM Loans.
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
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Education
- Rutgers, The State University of New JerseyEconomics and FinanceBachelors in FinanceMay 2000 -May 2000
Positions
- Annie Mac Home Mortgage - Originating Sales ManagerSep 1st, 2015 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1405104
Achievements
- Presidents Club Winner 2018, 2019 and 2020
Hobbies
- Mortgage Banking - Real Estate - Entrepreneurship
- Financial Strategy - Wealth Concepts
- Being a SOLUTION provider
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.