Vic Yefremenko, Ruoff Mortgage NMLS# 162878

Senior Loan Officer NMLS# 162878

Ruoff Mortgage - Stow

4.9

(255)

Cleveland State University

Mortgage

Mortgage Loan Officer

Cleveland State University

Contact Info

(440) 384-4858

Stow, OH

https://www.ruoff.com/vicyefremenko

https://www.ruoff.com/lending-centers/stow

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.9

(255)

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Experience.com

4.89

(22)

Zillow

4.9

(231)

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Vic was amazing! Me and my gf was looking at homes on Sunday, we seen a home we liked we applied expecting to be denied. Vic call us on that sunday with in 24 hrs had us approved. He has help every step of the way , even with all my questions...

Reply from Owner

November 24th, 2025 12:00 AM

Congratulations! This was a truly life-changing move for you—night-and-day transformation. The dark days, deep waters, hard work, and determination have all led to a major improvement in your quality of life, and I’m grateful to have been part...

As first-time homebuyers, we knew the process would be stressful — everyone tells you that — but you don’t truly understand it until you’re in it. That said, our stress did not come from our realtor, our sellers, or our inspections. All of...

Reply from Owner

November 2nd, 2025 12:00 AM

This client received up to $6,000 in down payment grant funds and up to $6,000 in seller concessions which covered their closing costs, resulting in a $0.00 down payment loan instead of having to bring $12,000. The interest rate was never increased,...

Really enjoyed working with Vic, kept up on everything, answered all questions we had. Went out of his way to make sure everything went smooth and in a timely manner. Thank you again!

Reply from Owner

November 24th, 2025 12:00 AM

Thank you for being so understanding of all the requirements. Some transactions are more challenging than others, and it’s clients like you—who listen, take professional advice, and follow through—who achieve outstanding results and a successful...

Working with Victor was the best decision my Fiancé and I made when purchasing our first home. He made the mortgage process seamless and efficient, having us clear to close in just 10 days; a true testament to his expertise and dedication to...

Reply from Owner

November 24th, 2025 12:00 AM

Hello to you, Energizer Bunny! Your patience and drive are truly remarkable. I believe that adjusting your search and finding a home closer to family and friends was the best decision for both of you. I still smile thinking about some of the...

Working with Vic Yefremenko was truly an outstanding experience! Vic helped my fiancé Abby and I purchase our first home. We are extremely grateful for all of the help he provided us. From start to finish, he went above and beyond to make the...

Reply from Owner

November 24th, 2025 12:00 AM

Thank you from the bottom of my heart. The 10-day closing wasn’t just because of my efforts—it was made possible by your excellent credit profile, outstanding job, strong assets, and the dedication of my entire team of hardworking professionals....

Vic was absolutely amazing throughout the process. His attention to detail, ability to tackle tough questions and persistence in aiding our purchase made a huge difference. He was always available to provide answers and insights and did a ton...

Loved working with Vic, couldn’t ask for anything better. He set me up with everything I needed and could ask for. He was always there when I had a question at any time. He worked fast to get my loan to close on time/before closing date. He...

Really helped out with any and every question or concern I've had through the whole process! Had a couple bumps along the road but ended up getting it to work in the end and very appreciative of all the time spent.

In my home buying process (first time buyer), I shopped multiple lenders and Vic was by far the best. He fought tooth and nail to accurately and honestly display information, give me the facts, and keep me informed along the way 1000% of the...

My experience with Vic has been amazing to say the least. Vic worked tirelessly to get us approved for this home. It was a roller coaster, but it wasn’t because of Vic. He kept us on the tracks and we wind up walking away with a home. I would...

21–30 of 255

About

Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

DSCR Loans

Bank Statement Loans

Specialities

FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance

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