

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Victor was amazing I can't say enough good things about him we were blessed to have him as our lender he answered all the questions and was on top of everything he kept us in the loop every step of the way he's an amazing person and he will...
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Reply from Owner
August 14th, 2025 12:00 AM
This had to of been in the top 10 most difficult loans I’ve closed in my 19 year career. Thank you for your military service; it is greatly appreciated. If you ever need assistance in the future, please don't hesitate to reach out!
Great communication as to what was needed to get my family in a house that we can enjoy.
I had an amazing experience working with Victor. From start to finish, they were incredibly responsive and made the entire process smooth and stress-free. They kept me in the loop at every step, always ensuring I knew exactly what was happening...
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It was great working with Vic he was very knowledgeable in the process of getting our family in home with minimal worries about how to get qualified for a mortgage. The team was very helpful when it can time to get paper work in on time. I...
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Very fast and efficient.
Victor made this process very easy.He is very efficient and fast.Would recommend to any one that is buying a house to choose him as your loan officer.
I do not typically use out of town lenders, but my client came to me already preapproved and ready to go because of Victor! There were absolutely no delays in our contract and we closed more than a week before contracted closing date! Smooth...
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I had an awesome experience working with Vic and Synergy One. Vic was honest and professional and provided assistance at every turn. Would highly recommend!!
Vic's unmatched work ethic ensures he always gets the job done. His big personality and welcoming nature make every transaction a pleasure, and his ability to turn the impossible into reality is nothing short of legendary. A true professional...
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Plain and simple Vic is awesome! Honest and professional, he will go the extra mile for every client. If you are a first time buyer or hesitant to buy again because of today’s market, fear not. Vic will help you through the process and remind...
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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