

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Vic exemplifies the highest level of professionalism, dedication, and expertise as a loan specialist. Throughout the entire process, he consistently demonstrated an exceptional work ethic, a relentless drive, and a deep understanding of the...
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I conduct a significant amount of business with Vic, and every transaction has been smooth and stress-free, with no unnecessary back-and-forth. He is a true professional who communicates clearly and effectively, and he knows how to help others...
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Vic made the entire process smooth and stress-free. He was knowledgeable, always quick to respond, and took the time to explain every detail clearly. I am happy with my experience as a first time home buyer
Vic was amazing to work with and was always there to help me with any questions or concerns I had and made the entire buying and lending process extremely smooth.
I’ve had the opportunity to work with Vic on several transactions, and he’s been great to work with. His communication is always clear and timely, and he truly takes the time to walk buyers through their questions—especially first-time buyers...
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Victor goes above and beyond the call of duty, not only because of his passion to succeed, but his willingness to help you learn what you’re doing in the deal pros vs cons in situations... I did not know a lot of how things were done, but I...
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Reply from Owner
November 24th, 2025 12:00 AM
It’s always a pleasure doing business with you. Your excellent credit and strong financial profile make my work remarkably smooth and efficient.
My wife and I were both first time home buyers and Vic made it easy for us! He was exceptional at communication,getting our questions answered very quickly. Vic kept a positive vibe through the entire process even when we were getting overwhelmed...
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Reply from Owner
November 24th, 2025 12:00 AM
Your assistance and prompt responses to my team’s requests were greatly appreciated. Wishing you a wonderful holiday season.
Vic is Awesome, He communicated and helped daily with me to get my house closed in only two weeks. If you need an awesome loan officer that works hard to get you what you want. Vic is the man!!! Thank you Vic for helping me buy my wife’s dream...
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Reply from Owner
November 24th, 2025 12:00 AM
I couldn’t have completed this without your support. It’s rare to find someone who matches my work hours, remains consistently available, and truly understands the urgency of each situation. Congratulations again on your beautiful new home,...
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Vic's responsiveness and professionalism make every file a breeze. As a remote transaction coordinator with Complete Contracts, I work with lenders across multiple markets and Vic stands out for his drive, consistency, communication and teamwork...
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Reply from Owner
November 24th, 2025 12:00 AM
Abby, the same compliments go right back to you. Speed and expertise should be your middle name. You are a true professional and excel at what you do. I look forward to many more fast, smooth, and rewarding transactions together.
Vic was a huge help in our first time home buying process. He was always there to answer any and all questions which we had at any time day or night “which we had alot of questions”. Vic made the whole process as effortless as possible on closing...
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Reply from Owner
November 24th, 2025 12:00 AM
You truly could succeed in stand-up comedy if you ever chose to—your reactions were priceless. Each time I shared good news and we moved closer to the closing table, your shock and disbelief made every update even more memorable. Clients like...
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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