

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Just closed a refinance mortgage and I have to say Victor Yefremenko made it feel like a walk in the park. He was able to get us out of a nightmare of a mortgage with a horrible company which had seemed impossible to do. However, he made it...
read more
Victor is a top notch pro when it comes to financing your mortgage. He was very easy to work with, gave immediate responses to all telephone and email requests or questions. He also works as an advocate for his clients when the underwriters...
read more
Victor is very knowledgeable and professional. He went that extra mile to offer unbeatable rates and costs on my Refi. Worked on and off the clock to make sure all of my questions were answered reasonably. Everything was so super coordinated...
read more
CLOSED REFINANCE LOAN.My wife and I had never refinanced. Victor took care of everything from the start made it very quick and easy. Highly recommend using Victor to refinance. Responded quickly and kept us informed every step of the way. We...
read more
Victor was very helpful and quick to be there for me at any time I needed him. He was able to provide up to the minute info on what needed done to get the loan closed as quickly and efficiently as possible.
My wife and I have bought and sold property for 20 years, and have dealt with many mortgage companies, good and bad. Vic and Cross Country Mortgage are by far the best. I have never dealt with a more organized company, with everything completed...
read more
This is my 6th home loan and I have never had a smoother closing than with Victor. He was highly responsive, organized and communicated clearly every step of the way. Highly recommend.
Could not be more pleased! My husband and I refinanced our home and the only reason it took about 25 days was because of some set backs on my behalf with the VA, this was a VA loan. But 25 days to refi?? Victor was super knowledgeable and helpful,...
read more
Victor took care of everything from the start made it very easy. Highly recommend using Victor to refinance. Responded quickly and kept me informed every step of the way.
We had been trying for years to combine our 1st and 2nd mortgage and Victor was the first person to be able to get that accomplished. Not only that but the interest rate got lowered! How wonderful is that?!!
201–210 of 255
About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us