Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    D
    David F
    Maineville, OH
    Posted on September 20th, 2016 12:00 AM
    This is my second refinance with Victor and it could not have been easier! He is thorough and does a great job. I will recommend him to anyone looking to refinance!
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    J
    Jonarmour6
    Magnolia, TX
    Posted on September 20th, 2016 12:00 AM
    Vic was in a tough spot on my list of mortgage companies. Actually at the bottom when we started. But he offered the best rate, and was honest up front about what he could offer, so he even beat out our local favorites. We wanted to give our...
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    O
    Olgraemare
    Albuquerque, NM
    Posted on September 10th, 2016 12:00 AM
    Victor answered all my questions quickly and completely. He was very helpful and patient with my anxious issues and completed my re-finance process in as short a time as possible. Very helpful.
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    R
    Ray H
    Austin, TX
    Posted on September 7th, 2016 12:00 AM
    Victor provided me with the best rates and costs for my refinance. He was very responsive throughout the process. I highly recommend Victor for your next mortgage or refinance!
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    B
    Bala A
    Coronado, CA
    Posted on September 7th, 2016 12:00 AM
    Vic was very helpful in getting my refinance loan processed in the quickest possible time. I found him to be very knowledgable and extremely hard working guy. It was a pleasure working with him from beginning to end. I would not hesitate to...
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    G
    Garylindquist9
    Reno, NV
    Posted on August 23rd, 2016 12:00 AM
    I just completed a refi with Victor and am very pleased with the results. Victor is extremely knowledgeable and his super quick communication is the best. Vic responds to emails almost immediately (day or night). He is very helpful in guiding...
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    O
    Onedirtybird
    Milwaukie, OR
    Posted on July 25th, 2016 12:00 AM
    I was referred to Vic by a friend and I am glad I found him. Vic helped us close on a refinance of an FHA loan. No more PMI! Throughout the process Vic always did exactly what he said he would. He's fast, reliable, and a great communicator....
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    J
    Judylynn1223
    Cottonwood, AZ
    Posted on July 11th, 2016 12:00 AM
    Victor has gone above and beyond to help us with our refinancing. He provided immediate responses to our questions and concerns. There were some issues that needed to be resolved, but he was extremely knowledgeable and was able to get the details...
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  • Zillow
    U
    User2833030
    Carson City, NV
    Posted on July 9th, 2016 12:00 AM
    AWESOME! EVERYTHING THAT WAS DISCUSSED THE FIRST DAY HAPPENED. THE REFINANCE CLOSED AS ORIGINALLY DISCUSSED. EVERY QUESTION I HAD WAS ANSWERED IMMEDIATELY. EVERYTHING WAS UPFRONT WITH ABSOLUTELY NO SURPRISES. MOST IMPORTANTLY I ENJOYED VERY...
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  • Zillow
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    Guenat M
    San Jose, CA
    Posted on July 2nd, 2016 12:00 AM
    Closed refinance loan.Vic was great and very professional! I think he never sleeps! He always responded to my questions rapidly so we could get the refi done quickly. It went very smoothly and I got exactly what was promised. Merci Vic!
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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