Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    M
    Mmiller3745
    Richland, WA
    Posted on January 17th, 2017 12:00 AM
    Vic is a great guy to work with. I have already passed his name on to a few of my employees that will be getting in contact with him shortly. Everything went smooth and he always responded to anything I had questions about in a timely manner....
    read more
  • Zillow
    N
    Nancy K
    Gillett, WI
    Posted on January 9th, 2017 12:00 AM
    We would highly recommend Victor to handle your loan. He was very informative and helpful even through the frustrating portions of the re-finance process. We can not say enough wonderful things about him!
  • Zillow
    S
    Sheriharris7
    Wasilla, AK
    Posted on December 20th, 2016 12:00 AM
    Victor was very helpful through the whole loan process. Even though it was frustrating at times, he kept us going until we got the process complete. I would recommend Victor to handle your loan.
  • Zillow
    B
    Brittneylucas95
    Brookpark, OH
    Posted on December 20th, 2016 12:00 AM
    I'll start off by saying Vic made the impossible, possible! After going to two different loan officers and one not pre approving us at all, and the other pre approved us for a low amount, we were sent to Vic by our real estate agent. He pre...
    read more
  • Zillow
    S
    Scottspiva4
    Yelm, WA
    Posted on December 19th, 2016 12:00 AM
    Victor was absolutely awesome throughout our re-finance process. He always kept us informed about the loan status and provided information to coordinate resources in our local area. Victor is a rare find in the world of customer service; he...
    read more
  • Zillow
    S
    Shara S
    Council Bluffs, IA
    Posted on December 1st, 2016 12:00 AM
    We worked with Victor for the second time in 12 months. He was so great the first time that we couldn’t imagine going to anyone else. He helped us get the loan we needed to help us save hundreds of dollars a month. He works so hard and what...
    read more
  • Zillow
    K
    Katiemerryman
    Port Orchard, WA
    Posted on November 29th, 2016 12:00 AM
    I was looking for a loan to pay off my high interest credit card debt that seemed never ending. That alone was bringing down my credit score. Victor helped me refinance my mortgage at a low rate and get the money I needed. He was prompt to...
    read more
  • Zillow
    A
    Art R
    Florence, AZ
    Posted on November 16th, 2016 12:00 AM
    Victor is great at what he does. I have done two mortgage refinances with him and have had great experiences with his work. I would certainly recommend getting your loans done with this man if you want to get the financing you need with the...
    read more
  • Zillow
    M
    Mamachev
    Woodinville, WA
    Posted on November 4th, 2016 12:00 AM
    Thank you for helping me have the confidence to follow through on our loan refi. I will now be able to improve my house in ways we have always dreamed of.
  • Zillow
    7
    777Gias777
    Cottonwood, AZ
    Posted on October 24th, 2016 12:00 AM
    Victor contacted me a year after I refinanced, due to the fact that the last time was a "cash out" the rate was higher. He contacted me to let me know he could drop my already low rate by over 1/2 a percent. I have researched and have 2 friends...
    read more
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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