

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Vic is a great guy to work with. I have already passed his name on to a few of my employees that will be getting in contact with him shortly. Everything went smooth and he always responded to anything I had questions about in a timely manner....
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We would highly recommend Victor to handle your loan. He was very informative and helpful even through the frustrating portions of the re-finance process. We can not say enough wonderful things about him!
Victor was very helpful through the whole loan process. Even though it was frustrating at times, he kept us going until we got the process complete. I would recommend Victor to handle your loan.
I'll start off by saying Vic made the impossible, possible! After going to two different loan officers and one not pre approving us at all, and the other pre approved us for a low amount, we were sent to Vic by our real estate agent. He pre...
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Victor was absolutely awesome throughout our re-finance process. He always kept us informed about the loan status and provided information to coordinate resources in our local area. Victor is a rare find in the world of customer service; he...
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We worked with Victor for the second time in 12 months. He was so great the first time that we couldn’t imagine going to anyone else. He helped us get the loan we needed to help us save hundreds of dollars a month. He works so hard and what...
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I was looking for a loan to pay off my high interest credit card debt that seemed never ending. That alone was bringing down my credit score. Victor helped me refinance my mortgage at a low rate and get the money I needed. He was prompt to...
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Victor is great at what he does. I have done two mortgage refinances with him and have had great experiences with his work. I would certainly recommend getting your loans done with this man if you want to get the financing you need with the...
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Thank you for helping me have the confidence to follow through on our loan refi. I will now be able to improve my house in ways we have always dreamed of.
Victor contacted me a year after I refinanced, due to the fact that the last time was a "cash out" the rate was higher. He contacted me to let me know he could drop my already low rate by over 1/2 a percent. I have researched and have 2 friends...
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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