Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    J
    Jalaina
    San Ramon, CA
    Posted on April 6th, 2017 12:00 AM
    My re-fi was less than a typical loan thankfully, Victor is an expert in his field of work and was able to assist me in a responsive manner. He really knows his stuff; I must say Victor exceeded my expectations. Thank you for making my refinance...
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  • Zillow
    T
    Travis697
    Wake Forest, NC
    Posted on April 5th, 2017 12:00 AM
    I have worked with a lot of lenders and lending agencies in my life, but Victor is at the top of the pile. He helped me navigate a refi for a rental property in another state, while reviewing my many different sources of income. He assisted...
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    D
    Dmcintire27
    Henderson, NV
    Posted on March 29th, 2017 12:00 AM
    I was in the market for a refi loan with cash back and was fortunate to get in contact with Victor at Cross Country Mortgage. From the initial contact with Victor he listened and understood what my needs were for a refi. Several other lenders...
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  • Zillow
    Z
    Zuser20170212152356436
    Lakewood, OH
    Posted on March 20th, 2017 12:00 AM
    Vic provided good counsel on the various mortgage options I could choose from. We closed on time and everything went as expected. It is very apparent that he has a thorough understanding of the industry.
  • Zillow
    N
    Neiliwilcox
    Sedona, AZ
    Posted on March 14th, 2017 12:00 AM
    I have had at least 10 mortgages in my life and the last two were through Victor Yefremenko. I will never go to anyone else due to his thoroughness, efficiency and vast industry experience. He makes the process very quick and easy. I Highly...
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    Laura B
    Bellingham, WA
    Posted on March 4th, 2017 12:00 AM
    Victor found me an awesome deal. I wasnt an easy client and Victor persevered through it all. He wouldnt rest until we got the final approval. If you're looking to refinance, consolidate debt or both, Victor is your man. He saved me several...
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  • Zillow
    C
    Cmolloy8
    Glen Ridge, NJ
    Posted on March 2nd, 2017 12:00 AM
    We have had the opportunity to work with Victor on two refinances over a two year period and each time we successfully accomplished our goals.I, like many people, carry my desk top in my phone. Victor's entire team is well versed in the status...
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  • Zillow
    S
    Ssokany
    Cleveland, OH
    Posted on March 1st, 2017 12:00 AM
    I can't thank Victor and his team for the work they did to ensure that we got our dream home. We had some complications on our end, but they made it happen. Thanks to them for their perseverance!!!
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    M
    Michaelgschlosser
    Eagle Point, OR
    Posted on February 13th, 2017 12:00 AM
    This is my 2nd successful refi with Victor within 12 months. He lowered my monthly payments with a lower interest rate and I didn't even need an appraisal. So much easier/faster staying with the same lender/consultant! Skipped 2 payments to...
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  • Zillow
    S
    Singhmohanie
    North Ridgeville, OH
    Posted on February 1st, 2017 12:00 AM
    As new home owners my Fiance and I was not very educated on the process, but Victor sat down and explained everything to us and was able to get us a great deal. I would recommend Victor to anyone who is thinking about getting a new home. Victor...
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
    What is the Search Rank Score®?
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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