

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We have used Victor twice for our refinancing and he has always gotten us the best and safest deal possible. We will use him again no doubt. I would recommend him to my friends should they want to purchase or refinance.
It was great to work with Victor again. Very professional and I like to work with people who work to get things done in a timely manner. Victor is all of the above. I would recommend working with him.
Victor got us what he said you would get. Zero down on VA loan, closing on time, made every thing go bye very fast and everything was great Thank you Victor.
Very fast pace, high tech, be ready to move! If you are looking to make a purchase and move things quick and easy, he is your person. There is no messing around. He has the contacts to get the process handled. He was able to get us a really...
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I have used Victor several times to help use the value of my home to get through tough times as well as lower pressure incidents. He works for you constantly. You are updated frequently, and he responds to you within the day. Reliable and always...
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Seriously, don't bother with anybody else. Victor is the guy who will get you onto the road of finding your dream home with an ease of mind that you are in great hands. Looking for someone who works at hard on making sure you get the best loan...
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We just closed on refinance with Victot. He was very patient and answered all my questions. He id very easy to get ahold of and returnd messages very promptly.
Victor was excellent from start to finish. Was fast answering all of our questions from start to finish. Did matter what time of the day it was. Made sure he got us the best possible BANG for our buck. Thanks Victor for all your knowledge and...
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Victor was great to work with!!! Any questions or concerns were immediately addressed and was able to answer any question I had. When we came across a bump in the process he went above and beyond to fix it and then some!!!
Thank you for being patient and taking interest in my loan there were many challenges but you got me my loan and at a low interest rate, Thank you again!
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About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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