

Vic Yefremenko, Ruoff Mortgage NMLS# 162878
Senior Loan Officer NMLS# 162878


Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
He makes things happen, and happen fast! He responds to emails before I even hit send!!! Highly recommend working with him! Thanks Victor for making everything so easy!
If you are not ready for a loan, don't contact Victor. But when you are, hang on tight for the ride. Victor is relentless in getting your loan from application to closing in the shortest time possible, with an attention to detail that defies...
read more
Victor did right by me. He got me the best possible rate on two properties. He reached out to me while I shopped around and he didn't beat the rates other lenders had he crushed them!!! I went from a 30 year mortgage to a 15 year on a house...
read more
Victor Anatolyevich Yefremenko made sure that we were informed of every aspect of our refinancing, saw to it the we were well taken care of. Great service!!!
He closed my loan even with all the changes that were thrown at him! Being self-employed it is always a challenge. Victor worked through it all and was able to get everyone on the same page.
Victor has personally helped me with 3 home refinances through CrossCountry Mortgage. He always responded to my inquires regardless of what time I emailed him; and he followed through with the numbers to the very end. I did experience issues...
read more
Victor was able to get my VA loan done fast, super helpful and was a man of his word! Super easy transaction and a pleasure to deal with, you won't be disappointed if you choose him to work with!
Being self employed and in the California real estate market, I needed someone who could think outside the box. They needed to be creative, decisive, fast and insouciant! I searched through many loan officers who said I needed to have and do...
read more
Victor made the home buying process SO easy for me. I absolutely hate dealing with mortgage consultants/brokers but dealing with Victor has been a dream of a process. From the pre-approval to the underwriting, Victor kept in constant touch...
read more
Victor is quick, smart and efficient! We loved working with him. Our particular re fi was difficult and gave us several hurdles to jump. Victor tackled each one quickly and didn't even pause. He is awesome to work with!
151–160 of 255
About
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
DSCR Loans
Bank Statement Loans
Specialities
FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Cleveland State UniversityReal EstateInternational Business

Positions
- crosscountry mortgage - Senior Loan officerAug 10th, 2009 - May 10th, 2018
- Rate - VP of LendingJul 30th, 2025 - Apr 14th, 2026
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 162878
- OH: MLO.031716.003
Awards
Achievements
- $450,000,000 in Funded Mortgage Volume since 2007
- EMT certified
- BIlingual
Hobbies
- skiing, watersports, traveling, boating
- cooking, basketball, yoga
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us