Vic Yefremenko, Ruoff Mortgage  NMLS# 162878's Cover Image
Vic Yefremenko, Ruoff Mortgage  NMLS# 162878 - Senior Loan Officer  NMLS# 162878 in Stow, OH

Vic Yefremenko, Ruoff Mortgage NMLS# 162878

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Senior Loan Officer NMLS# 162878

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Cleveland State University
Cleveland State University
Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both hom... Show More
Company Logo
Cleveland State University
Cleveland State University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Zillow
    R
    Robtejones
    Orlando, FL
    Posted on March 30th, 2018 12:00 AM
    Victor was very knowledgeable and got our refinance completed quickly. He was very responsive to any questions we had through the process and able to get us into a conventional loan.
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    C
    Claire C
    Naples, FL
    Posted on March 23rd, 2018 12:00 AM
    Victor was extremely helpful with our cash out refinance for a new kitchen. He was always prompt to respond (seems to work 24/7!) and made the whole process very quick and easy, despite all the additional requirements that a VA loan throws...
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  • Zillow
    T
    Tmd
    Nutley, NJ
    Posted on March 19th, 2018 12:00 AM
    I was just inquiring about refinance options and not sure if I wanted to go through the refinance process due to several life stressors going on. I didn’t want to have something else on my plate . However after speaking to Victor I found that...
    read more
  • Zillow
    K
    Kristi S
    Kent, WA
    Posted on March 15th, 2018 12:00 AM
    Victor made everything extremely easy and painless, gave me several options for my situation, and the process was super quick. I would definitely recommend him.
  • Zillow
    V
    Velvet L
    Modesto, CA
    Posted on January 24th, 2018 12:00 AM
    Victor contacted me shortly after I was told I couldnt get a loan to purchase a mobile home. I was upset, but Victor told me he would be able to help.
  • Zillow
    M
    Mdh610
    Clovis, CA
    Posted on January 17th, 2018 12:00 AM
    There aren't enough words to describe our experience with Victor. I would give more than 5 stars if I could. From the very beginning he was extremely responsive and professional, even emailing us on the weekends to work on details of our loan....
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  • Zillow
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    User63490924
    Las Vegas, NV
    Posted on November 30th, 2017 12:00 AM
    I had been looking for a home cash out loan for a couple of months. Was working with a lender, actually went through two lenders, quit them both due to ridiculous documentation requests. Thankfully, I ended up contacting Cross Country and Victor...
    read more
  • Zillow
    C
    Cabernet45
    Fall City, WA
    Posted on November 17th, 2017 12:00 AM
    Victor was great! Refi moved along fast and efficient. Walked me along every step of the and had good suggestions. I will refi with Victor again if the opportunity arises in the future. Highly recommended.
  • Zillow
    R
    Roshell D
    Columbus, GA
    Posted on November 14th, 2017 12:00 AM
    Victor guided me through refinancing my home (a first for me) and the "road bumps" that can be thrown at a home owner. His patience, kindness, and willingness to help and guide me in the right direction was beyond reproach. I will always recommend...
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  • Zillow
    M
    Mjoseph998
    Peoria, AZ
    Posted on November 2nd, 2017 12:00 AM
    We have used Victor several times now to refi. From the moment we emailed him to closing was 2 weeks. Vicor made everything super easy. Most days we communicated at least one, and several days was much more. Will use him again!
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    About
    Helping clients close on time starts before the week even begins. By starting my workweek on Sundays, my team stays ahead of deadlines, helping deliver two-week closing timelines when possible while providing exceptional service to both homebuyers and Realtor partners. With nearly 20 years of mortgage lending experience, I specialize in first-time homebuyers, down payment assistance, credit improvement strategies, cash-out refinances, FHA, VA, USDA, conventional, and jumbo loans. Whether you're purchasing, refinancing, or exploring your options, you'll receive responsive communication, expert guidance, and personalized service every step of the way. I'm available seven days a week by phone, text, or email because helping people achieve homeownership is both my passion and my privilege.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    DSCR Loans
    Bank Statement Loans
    Specialities
    FHA, VA, USDA, CONV, DSCR, BANK STATEMENT, DPA, OHFA, Communities First, Cash out Refinance
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    Education
    • Cleveland State University
      Real Estate
      International Business
      Cleveland State University logo
    Positions
    • crosscountry mortgage - Senior Loan officer
      Aug 10th, 2009 - May 10th, 2018
    • Rate - VP of Lending
      Jul 30th, 2025 - Apr 14th, 2026
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 162878
    • OH: MLO.031716.003
    Achievements
    • $450,000,000 in Funded Mortgage Volume since 2007
    • EMT certified
    • BIlingual
    Hobbies
    • skiing, watersports, traveling, boating
    • cooking, basketball, yoga
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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