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Victor Bals at CrossCountry Mortgage
Senior Loan Officer | NMLS #162273

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considerin... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Vic and team were great! They were one step ahead throughout the entire process. Highly recommend!
Reply from Owner
February 19th, 2026 12:12 AM
I'm pleased to know that you felt well-supported through the entire process. Your recommendation means a lot, and it was great working with you. Thank you for the kind words, Brian.
Perfect experience
Reply from Victor Bals at CrossCountry Mortgag...
March 13th, 2026 04:12 PM
I'm pleased to hear that you had a perfect experience, Brian. If you ever need any assistance in the future, feel free to reach out.
Vic and team were great! They were one step ahead throughout the entire process. Highly recommend!
Reply from Owner
March 5th, 2026 12:00 AM
I'm pleased to know that you felt well-supported through the entire process. Your recommendation means a lot, and it was great working with you. Thank you for the kind words, Brian.
Everyone there is very friendly and professional, got everything done very quickly
Reply from Owner
February 19th, 2026 12:12 AM
Brian, it's wonderful to know that you had a perfect experience. Thank you for sharing your feedback, and if there's anything else you'd like to discuss, feel free to reach out.
The team was Great, Worked quickly and got everything done before the estimated close date. I worked with Flo mostly. She was very friendly and professional. Answered all the questions
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm pleased to know that you found the team helpful and efficient, and that working with Flo was a positive experience. It's rewarding to hear that everything was completed ahead of schedule and that your questions were thoroughly addressed....
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Everyone there is very friendly and professional, got everything done very quickly
Reply from Owner
March 5th, 2026 12:00 AM
Brian, it's wonderful to know that you had a perfect experience. Thank you for sharing your feedback, and if there's anything else you'd like to discuss, feel free to reach out.
Victor did an excellent job communicating with me on the selling side to keep the file on task with the timing of items being submitted and ready to clear. Appreciated his communications and timeliness to make this a very smooth transaction....
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Reply from Owner
February 19th, 2026 12:12 AM
I'm pleased to hear that our communication and timeliness contributed to a smooth transaction for you. Thank you for sharing your experience, Marianne. If you have any more questions or need further assistance, feel free to reach out.
Victor did an excellent job communicating with me on the selling side to keep the file on task with the timing of items being submitted and ready to clear. Appreciated his communications and timeliness to make this a very smooth transaction....
read more
Reply from Owner
March 5th, 2026 12:00 AM
I'm pleased to hear that our communication and timeliness contributed to a smooth transaction for you. Thank you for sharing your experience, Marianne. If you have any more questions or need further assistance, feel free to reach out.
This was a remarkably efficient refinance process. The Mortgage Center team walked us through, step by step, making it as easy for us as possible. They were specific in their information requests. Throughout the entire process, the communications...
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Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
Thank you for sharing your experience with the refinance process. I'm pleased to hear that everything went smoothly and that the team effectively communicated at every step. Flo Cannon and Beth O'Hara truly exemplify professionalism, and it's...
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Vic was great to work with, he helped me get my credit fixed and made sure I had everything I needed for my first home purchase. Him and his team do great work!
Reply from Vic Bals at CrossCountry Mortgage
January 7th, 2026 04:11 PM
I'm pleased to hear that we could assist you with fixing your credit and preparing for your first home purchase. It's great to know that my team and I could support you effectively. Thank you for sharing your positive experience!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Howell, MI. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #162273 | Branch NMLS #2806310
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
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Memberships
- CMA Certified Mortgage Advisor MBS Highway
- MBA Mortgage Brokers Association
- LARA Livingston County Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- 162273
Awards
Top Producer 1% in...
Achievements
- Was to create the means to have my wife be a stay ayt home mom for my kids.
Hobbies
- Yard Work
- Playing Guitar
- Song Writing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095